Cesar Ramos joined Morgan Stanley in 2011. Prior to working with the team, he was an analyst and strategist within Morgan Stanley and Merrill Lynch. Cesar has advised Individual and Institutional Clients since 2006 where his areas of focus include Latin American and the Caribbean.Having earned a full academic scholarship, Cesar graduated from the University of Florida with a degree in Economics and Finance. He is currently pursuing the Chartered Financial Analyst (CFA) designation. Originally from Puerto Rico, Cesar is fluent in English and Spanish with basic knowledge of Portuguese.An Eagle Scout in the Boy Scouts of America, for the past eight years Cesar has been actively involved in the Network For Teaching Entrepreneurship whose mission is to provide programs that inspire young people from low-income communities to stay in school, to recognize business opportunities and to plan for successful futures. In 2013, Cesar was named to the Board of Advisors. With his partners at Morgan Stanley they combine more than 110 years of experience* managing and servicing the investment portfolios of families, corporate executives, professionals, and entrepreneurs based in the United States, Latin America, the Caribbean, and Europe. We believe that by combining the experience and multigenerational perspectives of our team, we offer investors deep and diversified knowledge in constructing flexible and sound investment strategies. Our overriding focus is on efficiently balancing risk while preserving and growing the wealth our clients have worked hard to create. We also believe that the efficient and prudent use of borrowing can be a source of financial strength and opportunity. We seek to be vital advisors and trusted confidants to our clients and their families in all elements of managing their wealth.*1st year : Timothy K. Collett – 1978, Ricardo Jofre – 1995, Cesar Ramos 2006, Damaris Martinez – 1986, Marie Bautista-Nieves - 1995