An experienced leader with broad international experiences in payment infrastructure development, strong commercial networking, business development, partnership management and technology skills. Most recently, CF with the largest ATM consortium in Hong Kong building platform connecting mobile users with their banks for P2P fund transfer and mobile payment as well as OTA (Over the Air) platform for provision of confidential credentials. Before that with Mastercard, technology account management of GKA (Global Key Account) for the Asia Pacific region. CF was also the Chief Representative of MasterCard Eastern China with bottom line responsibility. Specialties: Credit card franchise business development, P2P fund transfer, mobile payment technology, payment infrastructure development, OTA (Over the Air) provision technology, consulting, regulator/government (monetary authority) liaison