Chris Goble, Rss Email & Phone Number

Greater Minneapolis-St. Paul Area

Greater Minneapolis-St. Paul Area

• Top Producer for over 10 years. Successfully managed volumes of 25% more than the company average for new loans. Consistently held a 99% no-error rate based on internal quality assurance audits.
• Worked closely with clients to consider creative solutions to permit loan approval without increasing risk.
• Analyzed loans for non-delegated MI applications to maximize organizational profit and minimize loss.
• Determined credit and collateral risk eligibility for mortgage insurance, underwriting over 2,000 new applications per year in addition to reviewing special conditions and loan terms change requests.
• Utilized outstanding time management skills to monitor the latest new loan and conditions queues and ensure my productivity needs were being met for both the company and the customer.
• Sustained a thorough understanding of documentation requirements and all guidelines for Fannie Mae, Freddie Mac, lenders, and financial institutions throughout all 50 states, Puerto Rico, and Guam.

Greater Minneapolis-St. Paul Area

• Gained proficiency in FNMA DU and FHLMC LPA.
• Generated and published loan underwriting dispositions and issued Certificates of Insurance.
• Examined and completed loan terms change requests.

Greater Minneapolis-St. Paul Area

• Hired as part of an underwriting pilot team designated to NAMC to advise in the migration of DU from the FNMA MORNET server to a web-based platform for DU underwriting. Served as a super-user and provided input and.
• Underwrote wholesale convention loans by inputting data from the 1003 using the new web-based solution to provide a recommendation from DU.
• Applied applicable conditions to loan dispositions and reviewed subsequent documentation until loan was cleared to close or decisioned otherwise.