Chad Cottingham
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Chad Cottingham Email & Phone Number

Operational Risk Specialist at Heartland Bank and Trust Company
Location: Bloomington, Illinois, United States 4 work roles 1 school
1 work email found @hbtbank.com LinkedIn matched
✓ Verified July 2026 4 data sources Profile completeness 86%

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Work email c****@hbtbank.com
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Role
Operational Risk Specialist
Location
Bloomington, Illinois, United States
Company size

Who is Chad Cottingham? Overview

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Quick answer

Chad Cottingham is listed as Operational Risk Specialist at Heartland Bank and Trust Company, a with 545 employees, based in Bloomington, Illinois, United States. AeroLeads shows a work email signal at hbtbank.com and a matched LinkedIn profile for Chad Cottingham.

Chad Cottingham previously worked as Vendor Management Specialist at Heartland Bank And Trust Company and Vendor Management at State Farm ®. Chad Cottingham holds Bachelor Of Arts (B.A.), Political Science And Government from Illinois State University.

Company email context

Email format at Heartland Bank and Trust Company

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{first_initial}{last}@hbtbank.com
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Profile bio

About Chad Cottingham

I am a seasoned professional with 15+ years of business analysis, vendor management, program coordination, and bank operations experience across the financial services industry. Recognized for demonstrating a natural aptitude for strategic planning and process improvement, I have a verifiable history of contributing directly to company growth and expansion throughout my career. As such, I have consistently exceeded performance expectations while achieving maximum output and minimal expenditures. Professional focal points include risk assessment, business continuity, examination/auditing, issue/change management, documentation, reporting, interviewing, team leadership, and performance management. Delivering superior administration on the latter areas of expertise requires exceptional utilization of effective communication and organization skills. Currently, I am the Vendor Management Office Analyst with State Farm Bank. Leading with Relationship/Engagement managers, company leadership, Federal Regulators, and more, I manage risk across 17 active engagements. This involves facilitating risk assessments, collecting and reviewing due diligence artifacts, preparing Bank VMOs, driving business continuity, and writing briefing documents. I also conduct strategic learning sessions for new hires and communicate operational risks for business partners and colleagues. Finally, I constantly identify opportunities to drive business efficiencies. Colleagues describe me as a progressive, driven, down-to-earth, analytical, and managerial expert who can be relied on to deliver significant results on time and under budget.

Current workplace

Chad Cottingham's current company

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Heartland Bank and Trust Company
Heartland Bank And Trust Company
Operational Risk Specialist
bloomington, illinois, united states
Website
Employees
545
AeroLeads page
4 roles

Chad Cottingham work experience

A career timeline built from the work history available for this profile.

Vendor Management

• Spearhead risk management with a focus on consistency, accuracy, and compliance with Department and Enterprise Vendor Management programs.• Own and manage 17 active engagements with various risk levels, including an Enterprise Critical Vendor, two Tier 1 vendors, and multiple Tier 3 and 4 vendors. • Consult with Relationship/Engagement managers and company leadership while facilitating risk assessments, collecting and reviewing due diligence artifacts, preparing Bank VMOs, and writing briefing documents as requested for regulatory exams.• Accelerate the professional development of team members through strategic learning sessions, reducing the training time needed for the role. • Identify and mitigate process inefficiencies, leveraging previous role knowledge in Bank Operational Risk Oversight and business partner relationships; enhanced the Vendor Risk Assessment Methodology (VRAM) process specifically in the Inherent Risk Assessment and Escalation (Risk Coordinator) stages. • Promote awareness of operational risks for business partners and colleagues, enabling educated and intentional risk-based decision making in regards to the VMO Program; engaged the Office of Vendor Management (OVM) with process enhancements and suggestions via the OVM inquiry form.• Organize Business Continuity Plan schedules for plan review, updates, questionnaires, and plan exercises as the Primary Business Continuity Plan Owner for Bank VMO.

Aug 2018 - Jul 2021

Operational Risk Analyst

• Directed the full risk lifecycle, including conducting interviews, building relationships, coordinating meetings, supporting team members, maintaining quality communications, and monitoring performance.• Established an oversight program for Vehicle Lending to review and resolve risks and actions taken by business line management and executive-level management. • Conducted assessments and compiled feedback, interpreting data, preparing regular and quarterly board reports, and discussing issues to streamline resolution.

Jan 2013 - Aug 2018
Team & coworkers

Colleagues at Heartland Bank and Trust Company

Other employees you can reach at hbtbank.com. View company contacts for 545 employees →

1 education record

Chad Cottingham education

FAQ

Frequently asked questions about Chad Cottingham

Quick answers generated from the profile data available on this page.

What company does Chad Cottingham work for?

Chad Cottingham works for Heartland Bank and Trust Company.

What is Chad Cottingham's role at Heartland Bank and Trust Company?

Chad Cottingham is listed as Operational Risk Specialist at Heartland Bank and Trust Company.

What is Chad Cottingham's email address?

AeroLeads has found 1 work email signal at @hbtbank.com for Chad Cottingham at Heartland Bank and Trust Company.

Where is Chad Cottingham based?

Chad Cottingham is based in Bloomington, Illinois, United States while working with Heartland Bank and Trust Company.

What companies has Chad Cottingham worked for?

Chad Cottingham has worked for Heartland Bank And Trust Company and State Farm ®.

Who are Chad Cottingham's colleagues at Heartland Bank and Trust Company?

Chad Cottingham's colleagues at Heartland Bank and Trust Company include Susan Lilja, Tara Lewis, Sallie White, J Lance Carter, and Taylor Mabrey.

How can I contact Chad Cottingham?

You can use AeroLeads to view verified contact signals for Chad Cottingham at Heartland Bank and Trust Company, including work email, phone, and LinkedIn data when available.

What schools did Chad Cottingham attend?

Chad Cottingham holds Bachelor Of Arts (B.A.), Political Science And Government from Illinois State University.

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