I truly enjoy building life-long relationships with great people while providing them clarity and confidence in their financial future. We strive to develop strategies and solutions to help individuals and families reach financial security while dealing with the stresses of life.Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. Keystone Financial Services and IFG are unaffiliated entities. OSJ Branch: ***** High Bluff Dr. Suite 200 San Diego, CA 92130. Licensed to sell securities in the following states: GA, SC The information provided herein has been obtained from sources believed to be reliable however we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.