Chad Lim Email & Phone Number

Sydney, Nsw, Au

Sydney, Australia

* Providing business and commercial insights to senior business leaders with recommendations on market, business performance and operational activities to inform decision-making.* Financial modelling - 3-way modelling, budget & forecasting, long term strategic planning, commercial finance, pricing, scenario analysis, profitability by segment* Market monitoring and benchmarking - sourcing of market and competitor data to determine market share and inform business with recommendations* Efficiency management - scope of role included collaborating with sales and operations to implement process improvement opportunities based on analytics and systemising processes* Data management - working with large datasets and governance of data quality to derive meaningful insights and recommendations for the business. Working with IT and Third-Party Vendors to obtain data needed to support the business strategy.

Sydney, Australia

SENIOR MANAGER, Consumer Bank Remediation■ Building a methodology and framework to review and remediate customers of mortgages due to error or misconductSENIOR MANAGER, Financial Advice Remediation■ Developed compensation calculation methodologies to remediate customers under the Financial Advice review program. Included consultation with industry experts and and development of complex models to calculate monetary compensation values.

Sydney, Australia

■ Partner with business to assist in the commercial assessment and viability of investment opportunities based on understanding of the payments business and market competitiveness. ■ Conducting annual financial planning of the business unit and consistently update forecasts to manage expectations of business stakeholders.■ Completion for monthly management reporting of financial results of divisional business

Sydney, Australia

■ Financial modelling for pricing and preparation of business cases■ Develop in depth analysis of results and trends in consultation with the business unit stakeholders■ Management and administration of the following finance systems including the GL, Budgeting and Forecasting reporting, Payroll, Accounts Payable & Receivables, and Client Billing

Sydney, Australia

■ Creation of financial models and reports for new client opportunities, acquisition offers and investment initiatives■ Developed pricing models and scenarios for new and existing client contract negotiations, based on standardised pricing protocols within Cuscal’s business practice■ Forecast profitability of Cuscal owned ATM fleet based on a series of scenarios and variables■ Forecast profitability of Cuscal’s card portfolio based on strategy and industry behaviour.

Sydney, Australia

■ Front office role reporting to the Director of Commercial Finance■ Financial modelling - Responsible for all financial modelling activity for potential lending opportunities. Implementation of an efficient and robust data mining protocol was necessary to promote high-volume data extraction and analysis for various projects and deals in the pipeline.■ Validated, repaired, enhanced and rebuilt all existing commercial models underpinning the Commercial Finance business■ Business Integration - Worked with both Treasury Operations and Banking Operations to re-engineering the process flow between their operations with the Commercial Finance business unit.■ Management Reporting - Monthly routine task to prepare a revenue report, asset projection, and margin forecast for the Commercial Finance business. ■ Process Improvement Initiatives – Developing self-serviced forecasting models that provides revenue and asset value projections splitting results into requisite time buckets

Sydney, Australia

■ Involved in projects that relate to Finance Business Solutions■ Performed business analyst function on projects related to:■ Change to General Ledger to report based on IFRS accounting standards■ Creation of MS Access database tool to automate reporting of monthly upfront fees of home loan portfolio

Sydney, Australia

SENIOR BUSINESS ANALYST, PRODUCT DEVELOPMENT (March 2002 - October 2004)■ Continued business analyst activities with additional responsibilities■ Developed project plans and schedules■ Constructed project costing and resource plan■ Coordinated efforts from stakeholders and other project staffBUSINESS ANALYST, PRODUCT DEVELOPMENT (July 2000 - February 2002)■ Drafting of Business Requirements Documents for projects related to new product initiatives and change to existing products■ Process improvement initiatives for management of products■ Engaged technical analysts to translate business requirementsACCOUNT MANAGER (Jan 2000 - Jun 2000)■ Processed loans for high net worth individuals■ Creation of loan facilities across residential and share portfolios■ Engaged relationship managers of status of paperwork■ Engaged credit risk to obtain approvals