Chad Winker Email & Phone Number

St Cloud, Minnesota, United States

1. Serve as subject matter expert on all BSA/AML/OFAC and Fraud issues2. Manage anti-money laundering compliance by identifying and addressing the BSA/AML/OFAC and fraud risks associated with the financial services sector and for educating the broader team on how such risks evolve at different levels3. Develop, administer, and maintain the BSA/AML/OFAC program to maintain compliance with all laws, rules, orders, and decrees applicable to the bank4. Design, implement, maintain, and… Show more 1. Serve as subject matter expert on all BSA/AML/OFAC and Fraud issues2. Manage anti-money laundering compliance by identifying and addressing the BSA/AML/OFAC and fraud risks associated with the financial services sector and for educating the broader team on how such risks evolve at different levels3. Develop, administer, and maintain the BSA/AML/OFAC program to maintain compliance with all laws, rules, orders, and decrees applicable to the bank4. Design, implement, maintain, and administer the Fraud Prevention Program and related written policies and procedures to identify, detect, and respond to patterns, practices, or specific activities that indicate or could indicate identity theft, fraud, or suspicious activity, in compliance with applicable laws5. Assist in the Coordination of audits by independent auditors at least bi-annually and, when exceptions are noted, address and implement corrective action plans6. Assist in the Coordination of relevant reviews and approvals of policies, programs, incidents, or corrective action plans in areas related to BSA/AML/OFAC and Fraud7. Provide ongoing training on the topics of BSA/AML/OFAC and Fraud to team members and customers Show less

St Cloud, Minnesota, United States

1. Analyze sensitive information concerning customer and account activity including transactional data2. Conduct research potentially linked to money laundering, terrorist financing, organized crime, and other financial crime activity3. Write and prepare qualitative investigative narratives and Suspicious Activity Reports (SARs), and recommend relationship retention or termination4. Assist the Business, Operational Units and any other employee of the bank, to approve OFAC inquiry… Show more 1. Analyze sensitive information concerning customer and account activity including transactional data2. Conduct research potentially linked to money laundering, terrorist financing, organized crime, and other financial crime activity3. Write and prepare qualitative investigative narratives and Suspicious Activity Reports (SARs), and recommend relationship retention or termination4. Assist the Business, Operational Units and any other employee of the bank, to approve OFAC inquiry and possible matches5. Establish and maintain effective liaison and communication with Business Units, Operational Units and any other employee of the bank to enhance resolution efforts and maintain BSA / AML policies and procedures Show less

St Cloud, Minnesota, United States

1. Implementation of AML software to streamline what was a manual process - Review Alerts for triage - Review and analyze Cases for possible reporting - Report suspicious activity to the appropriate agency and the Board of Directors2. Branch Reviews - Review branch activity for irregularities in procedures

St. Cloud, Minnesota Area

1. Maintenance/Servicing – Ensuring accuracy and that system is maintained to the highest standards -Exception item processing (Non-posted items, NSFs, Stop Pays, Charge Backs) based on daily reports -Deposit accounts file maintenance (address changes, customer information changes, account type changes, sweep maintenance) -Reviewing internal daily, weekly, and monthly reports (CIF, New Accounts, Closed Accounts, Large Items, Reg CC, Reg D, Exceptions, etc.) -Item Processing… Show more 1. Maintenance/Servicing – Ensuring accuracy and that system is maintained to the highest standards -Exception item processing (Non-posted items, NSFs, Stop Pays, Charge Backs) based on daily reports -Deposit accounts file maintenance (address changes, customer information changes, account type changes, sweep maintenance) -Reviewing internal daily, weekly, and monthly reports (CIF, New Accounts, Closed Accounts, Large Items, Reg CC, Reg D, Exceptions, etc.) -Item Processing (Check Adjustments, Return Processing, Foreign Items, Teller Adjustments) -Scanning of client information and documentation -Balancing and accounting for any differences in assigned general ledger balances -Thoroughly understanding procedures to identify potential fraud when assisting branch staff -Assisting with basic branch inquiries2. Reporting- including reporting general ledgers, federal government payments, B-notices (TIN Notice), annual escheatment, Quarterly MasterCard Reporting -Preparing thorough balance accounting to be provided to the Finance Department monthly Show less

St. Cloud, Minnesota Area

Place orders for customers and deliver via class B truck.

Greater Minneapolis-St. Paul Area

Review loans from the loan officers before they were delivered to the underwriter for approval.

St. Cloud, Minnesota Area

Develop a way for systems to talk to each other to make work more automated.

Bachelor Of Science (Bs), Business Administration And Management, General, B

Activities and Societies: Busines Club Vice President

General