I am the Founder and Managing Director at Equigrowth Capital, an alternative real estate investment firm that provides advisory services to its subsidiary holdings and partnerships, which acquires residential mortgage loans from financial institutions, hedge funds, and mortgage originators throughout the US. These loans typically consist of 1st lien non-performing residential mortgages, but may also include re-performing loans and owner-financed contracts. Like the bond market, these loans can generally be acquired at discounts to their face value to create stellar returns. We do this by getting them re-performing again to create a constant payment stream, hence increasing the value of the instrument then resell the loan into the secondary market. Or we assume the property by deed-in-lieu or foreclosure and either rehab and sell retail or sell with owner financing to qualified borrowers.