Chad D. D. Email and Phone Number
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Chad D. D. phone numbers
I am a Financial Services Specialist with over 15 years of progressive experience in Underwriting, Compliance and Client Relations. My Strengths include Auditing, Managing information, Research, Analyzing data and Communication.OPERATING SYSTEMS: Microsoft Outlook, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Publisher, Microsoft Access, LoanHD, Q-Close, MOREX, BRAIN, AUS, DU, LP, AS400,Vendorscape, Loan Image Viewer (LIV),Global Event Management System (GEM), Adobe, LPS Desktop, LPS, MSP, CPI, I-Series, ASIS, I-Portal, Share-point, DTS, Equator, HSSN (FNMA), CSAD, Home Saver, Valuefinder, Opus First, Bookworm.15+ years customer service and sales experience in a real estate, mortgage and banking environment4+ years of Supervisory experienceTyping 55 WPM, Ten Key by touch approximately 9000-10,000 KPHSelf-motivated, able to multi-task, manage, prioritize, and adhere to tight and changing deadlines.Results/detail oriented with a high degree of accuracy and excellent problem solving ability.Self-assured with excellent customer service and verbal/written communication skills.Thorough knowledge and analysis of mortgage loan products and compliance requirements.Strong auditing/quality review experience, specifically, in constructing and analyzing data via reports.Mortgage Pre-Fund & Due Diligence UnderwritingExtensive hands on experience with regard to RESPA, Regulation Z, Equal Credit Opportunity Act, Home Mortgage Disclosure Act, Safe Act, and other regulations.FNMA/FHLMC/FHA/VA/USDA, JUMBO and Conventional Underwriting ExperienceUnderwriting, compliance, quality control, negotiations, short sales, foreclosure, bankruptcy and loss mitigation, document preparation, document identification, communication, written skills, researching and tenacious follow up
Arc Home Llc
View- Website:
- archomeloans.com
- Employees:
- 139
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Qc Analyst Ii (Uw)Arc Home Llc Jan 2022 - Present -
Senior Mortgage Loan Underwriter IiInterfirst Mortgage Company Sep 2021 - Jan 2022Florida, United StatesResponsible for auditing Fannie Mae, Freddie Mac, FHA, VA, USDA, and Non-Agency loans by reviewing credit, capacity, compliance, and collateral characteristics of the loan file to ensure they meet investor quality standards. Make an underwriting decision on each loan file within determined underwriting service level agreements and effectively communicate all underwriting decisions to the appropriate parties. -
Quality Control Auditor/UnderwriterLoanlogics, Inc. Aug 2014 - Sep 2021Jacksonville, Florida AreaQuality Control Auditor that completes re-underwriting reviews of closed mortgage loans. Capture loan data as specified in the Quality Control system and comment on any deficiencies as necessary and grade loan accordingly. Review loans that conform to Fannie Mae, Freddie Mac, FHA, and VA guidelines. -
Consultant Mortgage UnderwritingAmerican Mortgage Consultants, Inc. Jan 2014 - Mar 2015RemoteResponsible for review of mortgage loans files, including Conventional, FHA, VA, and USDA for completeness and accuracy. Analyze credit documents, including, mortgage applications, credit history, income documents, title documents, appraisals and all applicable compliance documents. Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other determining factors. Determine and document loan conditions and communicating any requirements and/or decisions through the chain of command. Identify portfolio risks resulting from the client's underlying business practices, underwriting, and/or fraud exposure. Maintain knowledge of all applicable underwriting guidelines by completing all underwriter training programs, reviewing and learning any new business policies and/ or guidelines. -
Outsource Underwriter SeniorCorelogic Jul 2013 - Jan 2014Jacksonville, Florida AreaDue diligence underwriting, portfolio analysis and compliance review projects. Conduct required due diligence underwriting of loan files submitted from various financial institutions (this includes reviewing loan files for completeness and accuracy, analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents). Adhere to all client/lender policies and procedures, in addition to federal, state, and/or municipal laws and regulations within the due diligence process. Identify portfolio risks resulting from client's underlying business practices, underwriting and/or fraud exposure. Maintain knowledge of all applicable underwriting guidelines by completing all underwriter training programs, learning any business unit policy and/or guidelines. A full RESPA compliance review completed on all loans. -
Due Diligence UnderwriterOpus Cmc May 2012 - Jul 2013Jacksonville, Florida AreaSpecial emphasis on fraud review and early payment defaults. Review loan application packages for completeness and accuracy. Confirm application information from the 1003 against other documents within the file: to validate employment, verifications, income, assets, etc. Identify underwriting/data discrepancies and other diligence issues. Verify and validate income, assets and liability documentation to support underwriting decision. Calculate and verify income structure (employment verification, tax returns, divorce decree, alimony, etc), verify funds to close (verification of deposits, gift funds, IRA, 401K, sale of assets, etc). Review loans for compliance related items. TILA, ROR, and miscellaneous disclosures. Review and verify credit report (FICO pay history, debt validation). Review other real estate owned (i.e., disposition of property, rental income). Review appraisals to support value, determine flipping, comps are reasonable, etc. Familiar with fraud red flags and outside services used to determine or verify fraud. -
Mortgage UnderwriterWells Fargo Feb 2012 - May 2012Jacksonville, Florida AreaReviews loan documentation, exceptions, and files- individually or in aggregate, to determine if programs, documentation are in compliance with internal company requirements, insurer guidelines, investorrequirements and regulations. Research, analyze, and interpret foreclosure and/or Bankruptcy process/policy questions and departmental procedures. Reviews and analyze trends, findings, and/or regulatory issues. Worked alongside with Office of the Comptroller of the Currency (OCC) in regards to compliance and rectify deficiencies. Documented responses for audit findings in a clear and concise format. Partner with attorneys/other department liaisons on more complex items. Provide Quality Control Reviews for assigned Case Workers. Strong written communication skills and proven success in problem analysis and resolution. Strong organizations skills and work in a deadline driven environment. -
Short Sale Underwriter / Assistant Team LeadBank Of America Sep 2010 - Feb 2012Jacksonville, Florida AreaCompiled and reviewed financial statements, tax returns, 4506T, bank statements, real estate contracts, W2 statements and property valuation reports into an organized, concise package for submission to FNMA and other Conventional Investors. Established contact with business partner to develop a working relationship to drive results quickly and efficiently. Compile numbers and scenarios to determine a Foreclosure vs. Short Sale in the interest of the investor. Submit short sale packages with financial documents to the MI companies as well as Investor’s for short sale approval. Prepare and record multiple spreadsheets for daily tracking of entire team’s production. Selected and participated in a monthly Focus Group.
Chad D. D. Skills
Chad D. D. Education Details
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Computer Information -
Iroquois High SchoolDistinctive Regions High School Diploma
Frequently Asked Questions about Chad D. D.
What company does Chad D. D. work for?
Chad D. D. works for Arc Home Llc
What is Chad D. D.'s role at the current company?
Chad D. D.'s current role is QC Analyst II (UW)at Arc Home.
What is Chad D. D.'s email address?
Chad D. D.'s email address is ch****@****ics.com
What is Chad D. D.'s direct phone number?
Chad D. D.'s direct phone number is +190468*****
What schools did Chad D. D. attend?
Chad D. D. attended Erie Community College, Iroquois High School.
What skills is Chad D. D. known for?
Chad D. D. has skills like Real Estate, Short Sales, Mortgage Underwriting, Due Diligence, Customer Service, Foreclosures, Finance, Credit, Mortgage Lending, Investment Properties, Loans, Referrals.
Who are Chad D. D.'s colleagues?
Chad D. D.'s colleagues are Joanne Blassingame, Barbara Koehler, Colleen Hawkesby, Mark Schaefer, Jacob Olsen, Terri Hare Phoenix, Patricia Salazar.
Not the Chad D. D. you were looking for?
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Chad D. Markert, Ph.D.
Associate Professor, Exercise Physiology At Winston-Salem State UniversityWinston-Salem, Nc4wfubmc.edu, wssu.edu, wssu.edu, missouri.edu1 (573) 8XXXXXXX
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