With over three decades of experience in the financial sector, I am a co-founder and director at United Commerce, a platform that provides working capital credit lines to SMEs in the Infra and Manufacturing sectors. A Law & MBA Graduate, I specialize in compliance, risk management, and Legal aspects of electronic payment services and Microfinance.At United Commerce, I ensure compliance with regulatory requirements of RBI, coordinate with various stakeholders such as Technology, Operations, and Third Party Processors. Previously, I was the chief compliance officer at Obopay, where I obtained the principal membership of Mastercard Network and complied with AML and settlement system requirements. I also led the Microfinance unit at India Cements Limited, where I secured a prestigious project for eGovernance from World Bank and set up a separate company for financial inclusion. My aim is to leverage technology and innovation to empower SMEs and drive financial inclusion. I have a proven record of leadership, communication, P&L management, and people management skills.
-
Co-FounderUnited CapitalChennai, Tn, In
-
Co-Founder & Director, United CommerceUnited Commerce Nov 2023 - PresentChennai, Tamil Nadu, IndiaOur Platform provides 'entry-by-selection only' working capital credit lines at highly competitive raw material prices to SMEs in the Infra & Manufacturing sectors; even while mitigating the risk in Lending -
Chief Compliance OfficerObopay Nov 2016 - Sep 2023Chennai, Tamil Naduo Ensuring compliance with regulatory requirements of RBI that requires closely interacting and coordinating internally with various stakeholders like Technology, Operations and Information Security departments of the organisation o Initiating discussions with Mastercard Network, applying and coordinating with their teams to obtaining Principal Membership o Complying with Anti Money Laundering (AML) requirements and settlement system of Mastercard Networko Identifying, Tying up and Coordination with Third Party Processor (TPP) for Mastercard Project o Whetting/Ensuring that all the contracts/agreements of PPI Projects are drawn up to align with interests of the organizationo Dealing with different Banks for opening and finalising fund requirements in ‘Transaction Settlement’ and ‘Nostro’ Accounts o Ensuring smooth transition of prepaid project from Federal Bank to another Bank in view of Federal Bank’s decision to exit prepaid cards space -
Vice PresidentIndia Cements Limited Jan 2013 - 2020Chennai• Key Accomplishments o Single-handedly managed to rope in 15 Banks for implementation of their Financial Inclusion projects with a smart card base of over 3 million.o Consistently exceeded expectations - both physical and financial targets.o Secured a prestigious Project for eGovernance from World Bank. o In one year of my joining, I built the Microfinance Unit into a completely self-sufficient vertical with independent Product Development, Operations, Marketing and Administrative Divisionso Convinced the top management of India Cements of the need to set up a separate company for Financial Inclusion and then went about getting it incorporated. The new Company is already up and goingo Realising the need for succession planning, built a strong second-line -
Chief Strategist2Md Entertainments Private Limited Jul 2015 - Oct 2016Chennai Area, India• • Put strategy in place for Customer Acquisition, positioning of the App in the market and importantly, sustainable profitable growth • Additionally, handled Business Plan, Investor Engagement, Technology Trends, Alliance Management and Regulatory Compliance -
Head - Microfinance & EgovernanceIndia Cements Limited Feb 2010 - Mar 2012• eGovernance Unit was also entrusted to me. eGovernance Unit provides IT solutions to the State and Central Governments to facilitate automation of various public utility processes • Delivery of existing PDS project in Tamil Nadu• Delivery of World Bank Pilot Project, liaisoning with senior IAS Officers of Government of Karnataka to obtain necessary clearances for extension of Pilot Project
-
Head - MicrofinanceCoromandel Infotech Pvt Ltd Feb 2008 - Jan 2010• P&L responsibility of Microfinance Unit• Operations of all Financial Inclusion & Microfinance Projects. • End-to-end Project Implementation in respect of Microfinance & Financial Inclusion Projects.• Successful execution of the 1.3 million RSBY Smart Card Project in Kerala as its Project Director
-
Asst General ManagerNational Bank For Agriculture And Rural Development (Nabard) Jul 1985 - Jan 2007Being a pioneer of the concept of SHG Bank Linkage Programme, NABARD provided me considerable exposure to the field of Microfinance. I was involved, inter alia, in conceptualizing, designing and operationalizing state specific delivery mechanisms for grants to NGOs for promoting, nurturing and linking of Self Help Groups (SHGs) to bank financeI was also exposed to other key Departments like Finance and Accounts, Supervision Institutional Development, Corporate Planning, Production & Investment Credit etc
Chalapathy Rao S V Skills
Chalapathy Rao S V Education Details
-
Commerce -
Indian Institute Of BankersCaiib
Frequently Asked Questions about Chalapathy Rao S V
What company does Chalapathy Rao S V work for?
Chalapathy Rao S V works for United Capital
What is Chalapathy Rao S V's role at the current company?
Chalapathy Rao S V's current role is Co-Founder.
What schools did Chalapathy Rao S V attend?
Chalapathy Rao S V attended Osmania University, Ignou, Andhra University, Indian Institute Of Bankers, Kendriya Vidyalaya.
What skills is Chalapathy Rao S V known for?
Chalapathy Rao S V has skills like Leadership, Team Building, Banking, Executive Management, Financial Inclusion, Microfinance, Business Development, Business Analysis, Vendor Management, Team Management, Customer Relationship Management, Strategic Planning.
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial