Senior Officer
Hua Nan Commercial Bank, Ltd. London Branch
London, United Kingdom
Detail oriented and well organized. Possessed broad based knowledge of the commercial lending sector. Sound background in financial analysis and projections related to transactions, credit approval, and renewals. Adept at providing functions relating to due diligence, document processing, and general commercial banking operation.•Established and maintained professional and effective working relationships internally and externally.•Researched and analyzed investment grade loan and other Fixed Income securities offerings and made recommendations. •Performed new credit applications for approval with an emphasis on commercial lending to large corporations in a wide variety of industries across UK, Europe, the Middle East, Russia and India by participating/ buying syndication loan in the primary/secondary market.•Processed requests, including wavier, amendments and refinancing, for existing borrowers and obtained the approvals.• Negotiated the prices with the sellers in the secondary market. •Reviewed loan agreements to ensure that they are complete and in compliance with major terms. •Coordinated loan closing both internally and externally.•Performed quarterly and annual credit reviews and tracked covenant compliance. •Managed workout and restructuring process of distressed credits with private equity investors, company management, legal counsel and other syndicate lenders. Investigated all possible solutions to maximize asset recovery. •Helped manage our portfolio of Fixed-Income securities and filled in work in different functions, such as Treasury, Accounting and Cash department. • Conducted in-depth research on UK, Europe and Middle East macro economies, markets, industries and companies, requested by the Taipei headquarter.
