Vinod Changarath, Ph.D. is a Lecturer in Finance at The University of Tennessee at Chattanooga at World Education Services. He possess expertise in investments, finance, sas, data analysis, quantitative analytics and 17 more skills. Colleagues describe him as "I am so grateful to have had Vinod Changarath as my Money and Banking Professor when I attended MMC. My course was 5 years ago, and I still to this day remember and use the lessons he taught. His matter-of-fact way of teaching and real-world analogies helped me understand the concepts that were taught. I always made sure to come prepared for his lectures, so I wouldn't miss an opportunity to learn. His exams were very fair and he treated every student with respect. Vinod was definitely one of my favorite teachers!" and "I am so grateful to have had Vinod Changarath as a professor. He is the ideal professor as he never failed to devote himself to his students' needs, taking extra care to ensure that no student was ever left behind. I have had the pleasure of having Vinod as a professor at least once every semester for 2 years and his teachings continue to be applicable to my everyday life as a finance major. From IT, statistics, investing, international and entrepreneurial finance, Vinod can take extremely convoluted subject matter and make it clear and concise allowing for an easy understanding. Vinod always ensured to engage and challenge students such as myself to not only learn the material, but to fully understand the material to the point of real-world application. Vinod will leave a lasting impact on me and for that I am grateful and more confident than ever to pursue a career in finance. I can only hope to have more Professors like him in the future."