Results oriented and customer focused business professional within the Insurance and insuretech industry. Throughout the course of my career (20+ years), Charbel experienced local and multinational business cultures, in different business units and functions and have broad knowledge in management, distribution, strategic planning, managing customer’s expectations, budgeting, developing value propositions, technical analysis, portfolio management and business transformation. Charbel have relentless drive to overcome challenges, and determined to build cohesiveness and operate a successful environment as hands-on executive.