Charles Do

Charles Do Email and Phone Number

Financial Services P&L Leader | MD | SVP | Lending | Strategy @ Harley-Davidson Financial Services
chicago, illinois, united states
Charles Do's Location
Westport, Connecticut, United States, United States
About Charles Do

Consumer Finance Leader known for turning around underperforming business units at leading financial institutions (JPMorgan Chase and GE Capital). Iโ€™m driven to find more profitable ways to do business while improving customer satisfaction.I look at problems from the bottom up, finding patterns often overlooked in large data sets. I understand customer needs, the challenges faced by sales teams and their markets to unlock the keys to performance improvement. I have a passion for building and leading large teams (300+) in highly matrixed organizations. ๐—œ๐—ป๐—ฑ๐˜‚๐˜€๐˜๐—ฟ๐—ถ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜: Banking, Commercial and Consumer Finance, Insurance, FinTech๐—›๐—ถ๐—ด๐—ต๐—น๐—ถ๐—ด๐—ต๐˜๐˜€:โœ… Turnaround โ€“ Turned around an unprofitable direct to consumer lending business. Evaluated all aspects of strategy and operations. Constructed new customer engagement model improving customer cycle time 3x, increased new account conversion 25% and improved productivity 10%.โœ… Strategy โ€“ Championed a disciplined, data driven go to market sales and credit strategy, improving market share and application penetration with top 20% of customers by 2x vs. the control group, while reducing policy exceptions by 50%.โœ… Leadership โ€“ Instituted new inventory and pricing framework during COVID-19 pandemic, as the new group executive, enabling incremental pricing benefits of $25mm+ and increased real-time visibility into supply chain performance.I am a high energy, low-ego and collaborative executive. I combine strong analytical and strategic planning skills with equally strong interpersonal qualities enabling me to build productive relationships, lead cross-functional teams and influence decision making. ๐——๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐˜๐—ผ๐—ฟ๐˜€:๐ŸŸฆ Use both vision and analysis to unlock business problems and build compelling fact-based strategic recommendations.๐ŸŸฆ Guide and support decisions on growth and profitability improvement initiatives, including developing business plans to: effect pricing changes, identify new revenue streams, revenue deepening opportunities, and increase the quality of customer experience. ๐ŸŸฆ Ability to motivate, mentor, and lead talented professionals to deliver outstanding results. Exceptional leader and action-oriented self-starter who can set strategy and drive execution with a โ€œroll up the sleevesโ€ approach; strong entrepreneurial spirit. Energized and adept in recruiting the best talent and motivate people to excel by giving them runway to learn and expand.

Charles Do's Current Company Details
Harley-Davidson Financial Services

Harley-Davidson Financial Services

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Financial Services P&L Leader | MD | SVP | Lending | Strategy
chicago, illinois, united states
Website:
hdfsi.com
Employees:
622
Charles Do Work Experience Details
  • Harley-Davidson Financial Services
    Svp, Harley-Davidson Financial Services
    Harley-Davidson Financial Services Oct 2023 - Present
    Westport, Connecticut, United States
    Lead H-D's global Financial Services operating segment, including motorcycle retail lending, branded credit card partnerships, commercial lending, insurance operations and serves as a member of the Harley-Davidson leadership team. President of Eaglemark Savings Bank, Harley-Davidson Insurance and all other HDFS subsidiaries.
  • Best Egg
    Head Of Auto
    Best Egg Apr 2022 - Oct 2023
    New York City Metropolitan Area
    Executive for developing and overseeing all consumer auto products, including lending solutions and ancillary products. Responsible for P&L Management, Business Strategy, Product Development
  • Jpmorgan Chase & Co.
    Managing Director, Head Of Auto Remarketing And Loyalty | Client Management | Operations | Strategy
    Jpmorgan Chase & Co. Mar 2020 - Apr 2022
    New York City Metropolitan Area
    Lead Executive for vehicle remarketing and asset disposition for entire auto portfolio. Responsible for: Logistics, Asset Pricing, Operations, Business Strategy, Client Management / Engagement.
  • Jpmorgan Chase & Co.
    Managing Director, Head Of Consumer Auto Lending | General Manager | P&L | Strategy
    Jpmorgan Chase & Co. May 2018 - Mar 2020
    Greater New York City Area
    Lead Executive for direct to consumer auto lending. Responsible for: P&L Management, Business Strategy, Operations, Underwriting, Marketing
  • Jpmorgan Chase - Auto Finance
    Managing Director, Head Of Jlr Financial Group | General Manager | P&L | Client Management
    Jpmorgan Chase - Auto Finance Feb 2015 - May 2018
    Greater New York City Area
    Lead Executive for a Jaguar Land Rover branded auto loan and lease portfolio at Chase Auto. Responsible for overall business performance, business strategy and cross functional execution. P&L management including oversight of client management, sales, marketing, underwriting and operations.
  • Jpmorgan Chase - Auto Finance
    Executive Director, Treasurer | Consumer Lending | Financial Management
    Jpmorgan Chase - Auto Finance Jul 2014 - Feb 2015
    Greater New York City Area
    Managed team of finance professionals responsible for Treasury activities within auto finance company including balance sheet management, funding strategy / operations, capital allocation and product / pricing profitability. Provided financial support for business development opportunities, including deal structure and proforma analysis.
  • Jpmorgan Chase - Auto Finance
    Executive Director, Head Of Auto Financial Planning & Analysis | Consumer Lending
    Jpmorgan Chase - Auto Finance Mar 2013 - Jul 2014
    Greater New York City Area
    Directed team of finance professionals responsible for forecasting, budgeting, financial analysis and internal management reporting for an auto finance company with several lines of businesses. Develop internal presentations to communicate financial implications of strategy and / or operational changes.
  • Ally Financial Inc.
    Director, Stress Testing And Scenario Analysis | Consumer Lending | Commercial Lending | Insurance
    Ally Financial Inc. Oct 2009 - Feb 2013
    Greater New York City Area
    Managed team of analysts and end to end process to forecast financials for a $200 billion financial institution; financial forecasts developed using hypothetical economic scenarios. Led the completion of all financial specific deliverables related to the Federal Reserve's Comprehensive Capital Analysis and Review (CCAR). Partnered with Treasury, Capital Management and multiple Lines of Businesses to execute process.
  • Ally Financial Inc.
    Manager, Corporate Fp&A | Consumer Lending | Commercial Lending | Insurance
    Ally Financial Inc. May 2008 - Oct 2009
    Greater New York City Area
    Led the consolidation and creation of financial materials for Board of Director meetings. Coordinated and led multiple enterprise wide financial analyses, including the Supervisory Capital Assessment Program (SCAP) required by the Federal Reserve Bank.
  • Ge Money Americas
    Sr. Manager, Finance | Consumer Lending | Personal Loans
    Ge Money Americas Sep 2007 - May 2008
    Stamford, Ct
    Managed the financials for a personal loan portfolio. Responsibilities included reporting monthly results, forecasting / budgeting and overall financial support for business operations.
  • Ge Money Americas
    Pricing Leader And Analytics | Consumer Lending | Credit Cards | Personal Loans
    Ge Money Americas Jul 2006 - Sep 2007
    Stamford, Ct
    Owned acquisition pricing and marketing investment decisioning for GE branded direct to consumer lending products, including personal loans and credit cards.
  • Pwc
    Sr. Associate, Financial Processes
    Pwc Oct 2005 - Jul 2006
    Greater Philadelphia Area
  • Lockheed Martin
    Manager, Business Strategies
    Lockheed Martin May 2004 - Oct 2005
    Cherry Hill, Nj
    Led financial modeling and analysis for merger and acquisition activity at a government services business generating over $8 billion in annual sales.
  • Lockheed Martin
    Sr. Analyst, Fp&A
    Lockheed Martin Jul 2003 - May 2004
    Colorado Springs, Co
  • Ge Appliances / Ge Mortgage Insurance (Now Genworth)
    Financial Analyst (Fmp)
    Ge Appliances / Ge Mortgage Insurance (Now Genworth) Jan 2000 - Jul 2003
    Louisville, Ky And Raleigh, Nc

Charles Do Education Details

Frequently Asked Questions about Charles Do

What company does Charles Do work for?

Charles Do works for Harley-Davidson Financial Services

What is Charles Do's role at the current company?

Charles Do's current role is Financial Services P&L Leader | MD | SVP | Lending | Strategy.

What schools did Charles Do attend?

Charles Do attended Bellarmine University, Du Pont Manual High School.

Who are Charles Do's colleagues?

Charles Do's colleagues are Katie Davies, Aubrey Wagner, Patti Keel, Norma Gonzales, Connie Murphy, Azaria Roberson, Sherry Quick.

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