Charles Do Email and Phone Number
Consumer Finance Leader known for turning around underperforming business units at leading financial institutions (JPMorgan Chase and GE Capital). Iโm driven to find more profitable ways to do business while improving customer satisfaction.I look at problems from the bottom up, finding patterns often overlooked in large data sets. I understand customer needs, the challenges faced by sales teams and their markets to unlock the keys to performance improvement. I have a passion for building and leading large teams (300+) in highly matrixed organizations. ๐๐ป๐ฑ๐๐๐๐ฟ๐ถ๐ฒ๐ ๐ผ๐ณ ๐๐ป๐๐ฒ๐ฟ๐ฒ๐๐: Banking, Commercial and Consumer Finance, Insurance, FinTech๐๐ถ๐ด๐ต๐น๐ถ๐ด๐ต๐๐:โ Turnaround โ Turned around an unprofitable direct to consumer lending business. Evaluated all aspects of strategy and operations. Constructed new customer engagement model improving customer cycle time 3x, increased new account conversion 25% and improved productivity 10%.โ Strategy โ Championed a disciplined, data driven go to market sales and credit strategy, improving market share and application penetration with top 20% of customers by 2x vs. the control group, while reducing policy exceptions by 50%.โ Leadership โ Instituted new inventory and pricing framework during COVID-19 pandemic, as the new group executive, enabling incremental pricing benefits of $25mm+ and increased real-time visibility into supply chain performance.I am a high energy, low-ego and collaborative executive. I combine strong analytical and strategic planning skills with equally strong interpersonal qualities enabling me to build productive relationships, lead cross-functional teams and influence decision making. ๐๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐๐ถ๐ฎ๐๐ผ๐ฟ๐:๐ฆ Use both vision and analysis to unlock business problems and build compelling fact-based strategic recommendations.๐ฆ Guide and support decisions on growth and profitability improvement initiatives, including developing business plans to: effect pricing changes, identify new revenue streams, revenue deepening opportunities, and increase the quality of customer experience. ๐ฆ Ability to motivate, mentor, and lead talented professionals to deliver outstanding results. Exceptional leader and action-oriented self-starter who can set strategy and drive execution with a โroll up the sleevesโ approach; strong entrepreneurial spirit. Energized and adept in recruiting the best talent and motivate people to excel by giving them runway to learn and expand.
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Svp, Harley-Davidson Financial ServicesHarley-Davidson Financial Services Oct 2023 - PresentWestport, Connecticut, United StatesLead H-D's global Financial Services operating segment, including motorcycle retail lending, branded credit card partnerships, commercial lending, insurance operations and serves as a member of the Harley-Davidson leadership team. President of Eaglemark Savings Bank, Harley-Davidson Insurance and all other HDFS subsidiaries. -
Head Of AutoBest Egg Apr 2022 - Oct 2023New York City Metropolitan AreaExecutive for developing and overseeing all consumer auto products, including lending solutions and ancillary products. Responsible for P&L Management, Business Strategy, Product Development -
Managing Director, Head Of Auto Remarketing And Loyalty | Client Management | Operations | StrategyJpmorgan Chase & Co. Mar 2020 - Apr 2022New York City Metropolitan AreaLead Executive for vehicle remarketing and asset disposition for entire auto portfolio. Responsible for: Logistics, Asset Pricing, Operations, Business Strategy, Client Management / Engagement. -
Managing Director, Head Of Consumer Auto Lending | General Manager | P&L | StrategyJpmorgan Chase & Co. May 2018 - Mar 2020Greater New York City AreaLead Executive for direct to consumer auto lending. Responsible for: P&L Management, Business Strategy, Operations, Underwriting, Marketing -
Managing Director, Head Of Jlr Financial Group | General Manager | P&L | Client ManagementJpmorgan Chase - Auto Finance Feb 2015 - May 2018Greater New York City AreaLead Executive for a Jaguar Land Rover branded auto loan and lease portfolio at Chase Auto. Responsible for overall business performance, business strategy and cross functional execution. P&L management including oversight of client management, sales, marketing, underwriting and operations. -
Executive Director, Treasurer | Consumer Lending | Financial ManagementJpmorgan Chase - Auto Finance Jul 2014 - Feb 2015Greater New York City AreaManaged team of finance professionals responsible for Treasury activities within auto finance company including balance sheet management, funding strategy / operations, capital allocation and product / pricing profitability. Provided financial support for business development opportunities, including deal structure and proforma analysis. -
Executive Director, Head Of Auto Financial Planning & Analysis | Consumer LendingJpmorgan Chase - Auto Finance Mar 2013 - Jul 2014Greater New York City AreaDirected team of finance professionals responsible for forecasting, budgeting, financial analysis and internal management reporting for an auto finance company with several lines of businesses. Develop internal presentations to communicate financial implications of strategy and / or operational changes. -
Director, Stress Testing And Scenario Analysis | Consumer Lending | Commercial Lending | InsuranceAlly Financial Inc. Oct 2009 - Feb 2013Greater New York City AreaManaged team of analysts and end to end process to forecast financials for a $200 billion financial institution; financial forecasts developed using hypothetical economic scenarios. Led the completion of all financial specific deliverables related to the Federal Reserve's Comprehensive Capital Analysis and Review (CCAR). Partnered with Treasury, Capital Management and multiple Lines of Businesses to execute process. -
Manager, Corporate Fp&A | Consumer Lending | Commercial Lending | InsuranceAlly Financial Inc. May 2008 - Oct 2009Greater New York City AreaLed the consolidation and creation of financial materials for Board of Director meetings. Coordinated and led multiple enterprise wide financial analyses, including the Supervisory Capital Assessment Program (SCAP) required by the Federal Reserve Bank. -
Sr. Manager, Finance | Consumer Lending | Personal LoansGe Money Americas Sep 2007 - May 2008Stamford, CtManaged the financials for a personal loan portfolio. Responsibilities included reporting monthly results, forecasting / budgeting and overall financial support for business operations. -
Pricing Leader And Analytics | Consumer Lending | Credit Cards | Personal LoansGe Money Americas Jul 2006 - Sep 2007Stamford, CtOwned acquisition pricing and marketing investment decisioning for GE branded direct to consumer lending products, including personal loans and credit cards. -
Sr. Associate, Financial ProcessesPwc Oct 2005 - Jul 2006Greater Philadelphia Area -
Manager, Business StrategiesLockheed Martin May 2004 - Oct 2005Cherry Hill, NjLed financial modeling and analysis for merger and acquisition activity at a government services business generating over $8 billion in annual sales. -
Sr. Analyst, Fp&ALockheed Martin Jul 2003 - May 2004Colorado Springs, Co -
Financial Analyst (Fmp)Ge Appliances / Ge Mortgage Insurance (Now Genworth) Jan 2000 - Jul 2003Louisville, Ky And Raleigh, Nc
Charles Do Education Details
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Business Administration And Philosophy -
Du Pont Manual High SchoolMath Science Technology
Frequently Asked Questions about Charles Do
What company does Charles Do work for?
Charles Do works for Harley-Davidson Financial Services
What is Charles Do's role at the current company?
Charles Do's current role is Financial Services P&L Leader | MD | SVP | Lending | Strategy.
What schools did Charles Do attend?
Charles Do attended Bellarmine University, Du Pont Manual High School.
Who are Charles Do's colleagues?
Charles Do's colleagues are Katie Davies, Aubrey Wagner, Patti Keel, Norma Gonzales, Connie Murphy, Azaria Roberson, Sherry Quick.
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Charles R. Robinson
Miami, Fl -
Charles Hooper
Pomona, Ca5mariecurie.org.uk, aol.com, bellsouth.net, aol.com, rhclinic.org7 +125445XXXXX
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Charles Do
Anaheim, Ca
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