I am an experienced financial advisor who is adept at helping clients identify their unique financial needs, manage their assets prudently and simplify and strengthen their financial lives.I have experience with Real Estate, 401(k) and Defined Contribution and Defined Benefit Plans, and Insurance. I listen attentively to my clients and keep them focused on their priorities and I help pinpoint areas in their financial lives that they need to address, areas many clients overlook.Furthermore, I work hard to exceed my client's expectations, because I care deeply about them and their families and want very much to build strong, unwavering bonds of trust with them.In addition to my experience in financial planning and investing, I have in-depth knowledge of insurance and the strategies that can help protect wealth for future generations. Before establishing my financial advisory practice, I spent over 20 years in risk management and commercial insurance for Fortune 500 companies.I believe many investors want to create a financial plan but delay doing so. The sooner you create a plan, the more likely you will be glad you did. According to survey released in mid 2013, 57 percent of high net worth clients expressed regret for not having a plan earlier in life.*Note: Many of Charlie's clients have a net worth in excess of $5 million or more. Average account size is $2.5 million (as of Aug 2016), smaller accounts are considered for those committed savers who are focused on building wealth.*Survey conducted by the DeVere Group.