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A highly accomplished executive manager offering over 20 years of hands-on experience and a proven ability to strategically lead a wide range of operations. Assembled and developed diverse teams of professionals who consistently exceeded business goals in the Credit Card and Consumer Finance industries. Adept at building strategic partnerships with internal and external teams and identifying areas for profitability improvement while continually driving innovations to the marketplace. Notably skilled in managing both Bankcard Association and Private Label credit card relationships. Has a successful record in dealing with customer contract requirements.Specialties: Fraud Prevention Management and Fraud Operations, Customer Service Phone Management, Budgets and Capacity Planning, P&L Management, Profitability Improvement, Cost Control Programs, Portfolio Conversion/Acquisition Change Management, Collections Operations Management, New Account Credit and Process Management, Strategic Financial Planning, Business Partner Relationship Management, Productivity Enhancement, Major Project Management, Product and Process Innovation
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Senior Director Ii - Fraud Risk DirectorCiti Aug 2004 - Feb 2009Senior Director appointed to manage a 900+ employee operation across five locations with a $30MM operating budget. Accountable for managing New Account credit granting for select high risk partnership portfolios, mitigation of $145MM planned annual fraud losses and maintaining the associated partner relationships in home improvement, oil, retail, jewelry, health care and other industries in the U.S. and Canada. Reviewed client transactions and new account applications for possible fraud… Show more Senior Director appointed to manage a 900+ employee operation across five locations with a $30MM operating budget. Accountable for managing New Account credit granting for select high risk partnership portfolios, mitigation of $145MM planned annual fraud losses and maintaining the associated partner relationships in home improvement, oil, retail, jewelry, health care and other industries in the U.S. and Canada. Reviewed client transactions and new account applications for possible fraud activity utilizing state of the art systems and analytic tools. Show less -
Senior Vice President - Regional Collections Director And Site PresidentCiti Jan 2002 - Aug 2004Regional Director appointed to manage a 2500+ employee operation across four locations. Regional responsibilities included the mitigation of $700MM Net Credit Loss plans for The Home Depot portfolio and the integration of the Sears Collections team into the core Citi Bankcard Processes post acquisition. Also, directly managed an expense plan of $70MM and participated on the Collections national strategic senior team. Worked on a systems conversion with the legacy Sears Collection management… Show more Regional Director appointed to manage a 2500+ employee operation across four locations. Regional responsibilities included the mitigation of $700MM Net Credit Loss plans for The Home Depot portfolio and the integration of the Sears Collections team into the core Citi Bankcard Processes post acquisition. Also, directly managed an expense plan of $70MM and participated on the Collections national strategic senior team. Worked on a systems conversion with the legacy Sears Collection management and analyzed Sears Collections operating environment for process improvements. Sears integration efforts yielded $1.2MM improvement in operating expense and $1.9MM improvement in Net Credit Losses annually.Site President responsibilities included managing relations between the Des Moines community and the site, building employee culture and morale, and participating on several community boards. Show less -
Senior Vice President - Site PresidentCiti Jun 1998 - Jan 2002Des Moines Site President appointed to manage 1000+ employees in Marketing, Customer Service, Collections and Fraud operations teams in two locations with a budget of $84MM annually. Also, Private Label Oil Portfolio Manager appointed to manage relationships for three strategic partnerships. Responsibilities included full P&L ownership and overall operations accountability for these vertically integrated businesses.
Charles Ramsey Education Details
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Marketing And Entrepreneurship
Frequently Asked Questions about Charles Ramsey
What is Charles Ramsey's role at the current company?
Charles Ramsey's current role is Vice President of Collections.
What is Charles Ramsey's email address?
Charles Ramsey's email address is ch****@****aol.com
What is Charles Ramsey's direct phone number?
Charles Ramsey's direct phone number is +151522*****
What schools did Charles Ramsey attend?
Charles Ramsey attended Baylor University - Hankamer School Of Business.
What are some of Charles Ramsey's interests?
Charles Ramsey has interest in Boating, Scuba Diving, Hiking, Golf, Fishing.
Not the Charles Ramsey you were looking for?
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Charles Ramsey
San Clemente, Ca2servicenow.com, service-now.com -
Charles Ramsey
Distinguished Policy Fellow At University Of Pennsylvania Carey Law SchoolGreater Philadelphia3theiacp.org, aol.com, cnn.com1 +170383XXXXX
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3usdoj.gov, gmail.com, freshfields.com
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1fiserv.com
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