Director Credit Analysis @ Standard Chartered Bank UAE

Credit Risk Analysis covering the following: Account Planning  Deal Origination Facility Structuring  Industry and Business Risk Analysis Management Risk Analysis  Peer Analysis Financial modelling and Financial Analysis. Monitoring and Control Stress Testing

Core-Credit Curriculum (CCC) certified Analyst, responsible for end to end credit process as follows: Account on-boarding (client due diligence) Preliminary screening review and facility structuring Term sheet preparation and negotiation Detailed credit analysis for approval at Group senior credit officers/committees.  Monitoring and Control including early detection of credit weaknesses. Presentation in senior management and board sub-committee meetings. Regulatory returns Countries covered include Zimbabwe, South Africa, Kenya, Nigeria, Oman and United Arab Emirates through Short Term Assignments.  Key achievements: Deal team member in complex transactions involving multi product partners. Working in a culturally diverse environment.  Being part of CEO team on rolling out the company’s global brand promise.

 Deal Origination  Credit administration – end to end credit process Client interface to build and deepen client relationships including driving utilisation and cross selling. Query resolution  Three months trainee money market dealer (Financial Markets)

As a student on attachment, the following areas were covered:Retail Banking: Teller  Cheque clearing  Retail back officeCorporate Banking:  Credit analysis Account monitoring including excess management  Client visits and factory inspections