Deputize the Managing DirectorPlan, Design, Develop Viable Businesses for Bank by leading in business innovations and product design and developmentCoordinate all strategic business units and departments to deliver maximum contributions to the Top and Bottom LinesSupervise Head of Credit | Head of Business Development | Head of E-Business | Head of Recovery and Remedial | Regional Managers | Branch ManagersDevelop Strategy for Business Growth and Provide Leadership for the Team in Achieving TargetWork with the Managing Director to execute strategic business plan as approved by the Board

Oversaw the Company’s overall finance functionsPrepared and presented the Company’s Annual Budget for Board Approval and communicated with all Departmental and Unit Heads for effective performanceDeveloped and monitored a system for budget review, financial controls and reporting on budget performance and variance analysisSupervised the effective management of the Company’s financial resources by providing financial information relevant for making decisions and strategyEngaged and communicated effectively with external stakeholders, the Regulatory Agencies during routine examinations and the External Auditors Prepared and rendered mandatory monthly Regulatory Returns to CBN and other regulatory agencies; ensured compliance and control in response to other regulatory developmentsPrepared the Management Account for the Management and the BoardSupervised all tax matters and remittances to Federal and State Government

Responsible for implement Credit and Marketing Strategy for the BankEnsured Compliance with the Credit PolicySupervised Marketing Activities and Business DevelopmentResponsible for client selection and RetentionMaintained Existing Markets Through Superior Quality ServicesCreated Prime Assets in Loans and AdvanceCredit Analysis for Good Lending

My responsibilities include identifying various risks inherent in the Bank's operations, measuring the risks to determine the impact and frequency, recommending the risk response, mitigating against the risk and monitoring.Ensured compliance with the established policies and procedures of operationsCreated Prime Assets in loans and investments

Supervised the Credit and Risk Department;Implemented the Bank's Credit Policy and other Board and Management Directives relating to Credit and Risk;Reported on all matters relating to Credit and Risk;Appraised all credit applications

Supervised the Accounts and Finance Department;Collated all reports from other departments;Prepared monthly Management Report;Prepared and rendered monthly CBN, NDIC and other regulatory reports;Liaised with Regulatory Examiners during routine examinations;Liaised with the Bank's External Auditors;Handled all fund transfers;Managed the Bank's investment portfolio and Treasury Bill

Account Reconciliation IT Officer;Reconciled all depots accounts with their respective banks;Prepared the Reconciliation Statements;General Ledger IT Officer;Captured all expenses on the software