Charles Showers Email & Phone Number

Supervision / RegulationFederal Reserve Bank, New York & Philadelphia; May 2012 to present -- Lead Retail Credit Risk examiner for LFBO; supervise $65 Billion retail credit portfolio; diverse retail portfolio segments representing various consumer retail products; compile and analyze retail data, analyze effectiveness of risk management practices, policies, and procedures; formulate and communicate conclusions / findings. Determine risks and exposures as part of onsite supervisory team by analyzing performance metrics, business strategies, risk management, governance and controls, policies and procedures for a large and complex institution.  Bank of America- Nine (9) years of increasing responsibility with commercial and consumer credit lending authority - Outstanding negotiating skills, adept in communicating with customers, brokers, attorneys, Mortgage Insurers - Proficient in account management systems and financial software: TSYS, OMNI, SPSS, Equator, AS400, BLADES, BLAST, EXCEL, ACCESS, and WORD - Proficient usage in Cross Product Account Linkage (CPAL) for commercial credit fraud detection; Certified in Mortgage Fraud Detection and suspicious Mortgage, Credit Activity - Formal Training in Six Sigma (Certified Greenbelt), KanBan, and Just-In-Time; Proficient in MS PROJECT - Thirteen (13) years operations management experience with P&L responsibility for $75MM production area consisting of over 100 hourly and supervisory level associates

Listed skills include Risk Management, Regulatory Compliance, Risk Assessment, Credit Analysis, and 10 others.