Chas Miros Email & Phone Number

Greenville, South Carolina

-Support loan officers with credit analysis, loan underwriting, preparation and evaluation of borrowers’/guarantors’ global financial analysis, and annual financial reviews-Conducts credit risk assessment of over 800+ requests and underwrote loan packages that met the company's credit policies, resulting in a $250MM+ potential increase in lending portfolio.-Perform routine borrowing base monitoring of 18 loans totaling $44MM to ensure accuracy and compliance with credit lines and controls.-Develop financial CRE models for Office, Multi-Family, Anchored Retail, Storage Units, and Hotel properties to conduct asset-level review of creditworthiness and produce comprehensive analysis.

-Participated in the identification, design, development, and implementation of assigned projects -Interfaced with internal and external resources to ensure successful and timely project completion in accordance with user needs -Supported the creation and updating of Mortgage Operations Procedures-Aided research and problem resolutions anywhere in the loan process

• Reviewed & underwrote 800 mortgage loan applications, approving over $260MM in valuable loans• Oversaw entire loan origination process to confirm accuracy and compliance, resulting in 99% loan accuracy & satisfaction rate.-Conferred with bank executives to aid in resolving mortgage application problems-Communicated with outside mortgage firms, financial institution mortgage loan officers and clients of the financial institution to underwrite files properly

-Regularly create value added conversations with customers in servicing interactions to uncover opportunities-Manage credit, operational, reputational, regulatory and legal risks related to personal interactions and financial exposures-Engage partners as appropriate to fulfill the needs of the customer

-Ensured service and referral activities are aligned to create value for both the customer and the bank-Used problem-solving, listening, understanding and responding techniques to address a customers' immediate needs-Brought signature cards up to date to smooth the process of verifying clients

Greenville, Sc

-Completed account services for clients -Answered questions referring to other bank services-Offered support to any branch located in the Greenville Cluster

Greenville, South Carolina Area

-Examined loans to be pledged and already held as collateral for FHLB Atlanta outstanding debt-Supported in the underwriting process for new and renewal loans -Regularly attended loan committee and other staff meetings

First Team Sports

-Assisted in organizing all shipping and receiving-Checked in shipments upon arrival then inputting purchase orders into computer and distributing to various departments-Handled deliveries of merchandise to the greater Greenville area

Anderson Federal Credit Union

-A Credit Union that is a member-owned financial institution-Analyzed Financial data and compiled the information as need-Observed the teller area to have an understanding of assisting members with their financial needs-Assisted with primary functions of different departments such as Information Department with technical support on computers and Marketing Department with promotions and advertising as well as business development

Keystone Tax Association

-Searched vendors files and helped put refund claims together -Attended administration hearings on cases

-A full service sporting goods company serving local community, high schools and college.; Served as an effective salesperson by using communication skills to provide personalized service to customers -Performed monetary transactions for customers