Chase D. Noel Email & Phone Number

Mobile, Al, Us

Mobile, Alabama, United States

Business/Commercial Banking, Consumer Banking, Residential Construction, Operations Management - West Mobile

Mobile, Alabama, United States

Relationship management of commercial and consumer clients. Loan production and management of existing portfolio of bank clients. Underwriting of new commercial and consumer loan opportunities. Different loans include: consumer, commercial, construction, commercial real estate/non-real estate, Ensure risk mitigation while upholding credit policy and quality. Analysis of profit & loss statements, income statements, balance sheets, business and personal tax return analysis, performing YTD Projection for company earnings, performing global analysis in our cash spread software conjoining multiple related entities and/or guarantors to calculate debt service coverage and debt to income ratios, elaborate on detailed credit analysis findings through memorandums on commercial/consumer credit offerings, collateral analysis, In-House evaluations on commercial and residential properties through market analysis and comparable sales, determining loan to value percentages, determining loan to cost percentages, attend loan committee meetings with senior loan officer determining approval or denial of current loan opportunities, identify ways to expand existing or potential relationships with qualified clients.

Mobile, Alabama, United States

Underwriting of consumer and commercial loans, different loans include consumer, commercial, construction, commercial real estate/non-real estate, Ensure risk mitigation while upholding credit policy and quality. Analysis of profit & loss statements, income statements, balance sheets, business and personal tax return analysis, performing YTD Projection for company earnings, performing global analysis in our cash spread software conjoining multiple related entities and/or guarantors to calculate debt service coverage and debt to income ratios, elaborate on detailed credit analysis findings through memorandums on commercial/consumer credit offerings, collateral analysis, In-House evaluations on commercial and residential properties through market analysis and comparable sales, determining loan to value percentages, determining loan to cost percentages, assist loan officers in assessing credit worthiness of clients, attend loan committee meetings with senior loan officer determining approval or denial of current loan opportunities, identify ways to expand existing or potential relationships with qualified clients.

Mobile Metropolitan Area

Relationship banker at Regions Financial performing personal transactions, mortgage/loan payments, deposits, withdrawals, etc. Use of TransAct, a transaction application used for consumer transactions for quicker and more accurate interactions. Focused on business development in acquiring of new checking, savings, cold calls, money market accounts, personal/small business loans. Identify possible investment clients for regional wealth advisors. Identify possible commercial clients for commercial banking. Recordation of events or changes to customer profiles. Use Regions Sales & Service software to order customer customized financial products. Identifying opportunities for payroll services for small business clients.Interests include, credit analysis, portfolio management, financial analysis, statistical analysis, business/commercial lending, credit underwriting, commercial banking, relationship management, account management, treasury management.

Mobile, Alabama, United States

Inside Sales Representative for Supreme Medical Fulfillment, Inc. At Supreme the main goal is to be medical suppliers for multiple areas of healthcare and medical facilities. Urological, Ostomy, DME, Wound Care, Diabetic supplies, Incontinence, and Lymphadema are some of the popular supplies sold. Acted as an inside sales or account executive, acquiring accounts and managing relationships with customers.

Mobile, Alabama Area

Many experiences with different specialties and facilities.

Mobile, Alabama, United States

Part-time nursing assistant for Diversicare Health System at Lynwood Nursing & Rehabilitation.

Mobile, Alabama, United States

Seasonal Summer position.

Bachelor'S Of Science/Management, Allied Health Professions, Graduate

Activities and Societies: National Society of Collegiate Scholars, Pre-Health SocietyI have attended the University of South Alabama since.

Master Of Business Administration - Mba Candidate, 3.4/3.5

Activities and Societies: Financial Management Association University of South Alabama Mitchell College of Business.Graduated Class.