•With rich experience in the financial industry, I specialize in providing Sustainable Wealth Management Solutions for both high-net-worth and retail clients.•Actively managed all facets of Sales, operations, encompassing deposits, third-party products, advances, and NPA management, while providing leadership to multiple teams handling, MSME, Mortgages, CV & CEQ, AL, Farmer Funding, TW, PL/BL, CASA and Retail/ Strategic Portfolios.•Expertise in conducting Mortgages /working capital assessment, B2C/B2B sales & operations, project finance, financial modeling, credit worthiness of borrower, credit risk & mitigation analysis, SWOT analysis, process improvement.•Built Sales infrastructure from the ground up, expanded penetration in new markets, & delivered immediate results producing new business while directing business development, deal organization, and built credibility with new and existing customer stakeholders.•Career success in devising & implementing effective collection plans and designing & effectuating new processes to achieve business excellence / profitability.•Provided assistance in the analysis of customer trends to enhance sales & service management process and pre-requirements; managed cross-sales of banking products and promoted new retail banking products.•Established, developed, and maintained long-term relationships with both Retail and High Net Worth Individual (HNI) clients; proactively identified and pursued new leads, successfully pitching to clients to achieve targeted business goals, resulting in earned increments for the same.•Approved new clients through due diligence procedures including the review of KYC documentation, public record research and AML procedures.•Managed various lending operations including appraising proposals, conducting risk analysis & scrutinizing relevant documents before sanctioning personal loans & working capital loans/non funded facilities.•Engaged in credit risk management that ensured reduced delinquencies and mitigated losses; improved operational efficiencies & cost controls that strengthened bottom-line.•Improved bank’s productivity & drove efficient delivery of services by streamlining operations, conducted surprise audit checks and identified & mitigated risks.•Proficient in managing & leading teams for running successful process operations and experience of developing procedures & service standards for business excellence.•Currently enrolled in a Global MBA program, focusing on enhancing skills in Project Management, risk analysis, data analysis & sales strategies.
