I am an experienced financial planner helping, HNW individuals, directors, professionals and business owners make some of the most important decisions of their lives. Whether protection, building wealth, planning for retirement, or considering legacy and intergenerational planning, I offer bespoke advice and guidance in attaining your financial needs. With over 30 years of experience in Financial Services, I recognise that clients rightly expect excellent personal service from their Advisers. I am committed to building long term relationships with my clients by building trust and putting my clients at the heart of everything I do.My advice covers all areas of wealth management, including:• Retirement & Pension Planning• Wealth Management, saving and Investment Planning• Protection (life, critical illness, income protection)In addition, we work with our clients to help achieve their longer-term goals in a tax effective manner in the areas of: • Inheritance Tax Planning • Intergenerational Wealth Planning• Philanthropy.More details are available on my website at www.chelmerwealthmanagement.co.uk or by calling me on 01277 625564 or 07771 676410. As an Associate Partner Practice of St. James’s Place Wealth Management, my emphasis is on maintaining a long-term relationship with my clients and to provide them with a source of trusted advice as their financial needs evolve over the years.I am looking to grow my business in a such a way that by choosing to work with Chelmer Wealth Management it will benefit you, your immediate family and your descendants for generations to come.Outside of work, my wife and I enjoy socialising with friends and family, discovering new restaurants and travel experiences. I enjoy, but have never excelled at golf, (currently an 18 handicap), am an avid England Rugby supporter and a fan of British sports cars.The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe