I am a risk minded business professional with a strong passion for the client experience. I have a well-rounded background which includes enterprise risk focused on 1st and 2nd line risk and compliance functions, vendor oversight including third-party risk, fourth-party risk, new product risk, regulatory gap analysis and audit experience, Financial Crimes including: Fraud, BSA/AML, OFAC/Sanctions, and Conduct programs. Hands on Product owner/development of speech analytics tool to improve client experience. I’ve spent my career at Charles Schwab where I was afforded many opportunities to prove my capabilities and success which often stemmed to my next opportunity finding me. I am a business leader who builds strong teams with a focus on risk mitigation and a strong passion for the client experience. I have worked in the financial services industry for over 25 years. My strengths include the broad experiences I bring which make me a valuable asset to identify potential blind spots in day-to-day operations.