 HIRED BY THE NEW CORE INVESTOR GROUP, BASED ON EXCELLENT PERFORMANCE AT CITIZENS BANK, WITH A MANDATE TO REVIVE AND REPOSITION THE TECHNICALLY DISTRESSED 40-YEAR OLD BANK. FORMULATED AND SUCCESSFULLY IMPLEMENTED A COMPREHENSIVE TURNAROUND PLAN AND MARKET REPOSITIONING STRATEGY FOR THE BANK, ENTAILING: EXCEEDED THE TURNAROUND OBJECTIVES BY ACHIEVING A PHENOMENAL GROWTH, BY INDUSTRY STANDARDS, WITHIN THE FIRST 18 MONTHS SPANNING NOVEMBER 2002 TO APRIL 2004 (PER AUDITED FINANCIAL STATEMENTS):o GREW EARNINGS BY 577% FROM N320MILLION TO N2.2BILLIONo GREW ASSETS BY 430% FROM N2.2BILLION TO N11.7BILLIONo GREW DEPOSITS BY 130% FROM N3.5BILLION TO N8.1BILLIONo RETURNED THE BANK TO PROFITABILITY AFTER 12 CONSECUTIVE YEARS OF LOSS-MAKING: POSTED PBT OF N396MILLION AFTER CLEANING OFF ACCUMULATED LOSSES OF N1.4BILLION.o REPOSITIONED THE BANK AS THE FAST GROWING BANKING INSTITUTION AND INDUSTRY LEADER IN SERVICE QUALITY AND MARKET DRIVE. EFFECTIVELY MANAGED THE INDUSTRY WIDE CONFIDENCE AND LIQUDITY CRISIS BETWEEN JULY AND DECEMBER 2004 TRIGGERED BY THE ANNOUNCEMENT OF THE NEW MINIMUM CAPITAL REQUIREMENT OF N25BILLION FOR ALL BANKS IN THE NIGERIA.

 INCREASED BALANCE SHEET SIZE FROM N11BILLION AS AT MARCH 31 1999 TO N38BILLION AS AT MARCH 31, 2001 (245%); UNAUDITED FIGURES AS AT MARCH 31 2002 STAND AT MORE THAN N40BILLION INCREASED EARNINGS BEFORE TAX FROM N331MILLION AS AT MARCH 1999 TO N1BILLION AS AT MARCH 2001 (202%); UNAUDITED FIGURES AS AT MARCH 31 2002 STAND AT MORE THAN N1.36BILLION DROVE A PASSION FOR THE SAVINGS GROWTH. WITNESSED THE GROWTH OF CORE SAVINGS DEPOSITS FROM N1BILLION IN 1999 TO ABOUT N4BILLION AS AT SEPTEMBER 2002

Enabled the Bank achieve a major presence in the East  Opened Aba and Onitsha branches for the Bank and achieved significant penetration within 3 months Restructured and strengthened the Bank’s Port Harcourt Branch  Prepared the Business Plan for the Bank in the East Technology Champion for the Commercial Banking Division. Responsible for evolving strategies to align technology to banking business

Responsible for the Local Corporates, Metal Fabrication,Flour and Cement Teams Developed Business and Marketing Strategies for the Team

Responsible for the day to day supervision of the followingBranches under the bank’s network: Apapa, Ikeja, Broad Street and Victoria IslandAnchored the development of the bank’s Business Strategy for the domination of the middle market

Redeployed to Ikeja to implement and drive thedominating strategy for the Metal Fabrication segment of the Corporate SectorSupervised the Commercial Banking segment of the business.

Set up the Unit and achieved a reasonable presence for theBank in the sectorSigned on the key names in the sector that the Bank is managing todayDeveloped the Business Plan, Industry Working Paper, etc.

Member, 3-Man Panel appointed by the Federal Government to review the operations of the Peoples’ Bank from inception to date

Simplex Commodities Limited Commodities and Trading Company responsible for Cosmocorp’s Trading and LPO activitiesCosmopolitan Estate and Condominiums LimitedReal Estate Development and Finance including Real Estate Investment BankingYoung Turk Capital Funding LimitedVenture Capital finance company

Planning of audit engagements for clients in different Industries including banks Leading of audit teamsLiaison with client top managementSupervision of audit staff