9 years of diverse functional experience like business analysis, product management, and project management into transaction & digital banking payments.Knowledge of end-to-end product development and delivery life cycle within the financial industry, with exposure to the technical facets of API development or integration.Deep understanding of the customer and the competitive landscape to become a solution-driven expert on payment solutions with zero regulatory breaches and complete regulatory compliance on the product front.Possess expertise in product conceptualizing, business requirement management, gap analysis, mapping business processes, requirement gathering, scoping, prototyping, and wireframe creation using an original application for the web and mobile.Result-driven with notable success in aligning IT systems with the line of business and planning strategy for projects and products that contribute towards business goals.Good understanding of SDLC (Waterfall, Agile and Scrum approaches)Excellent verbal and written communication skills with the ability to hold in front of senior management & internal/external stakeholders. Articulate communicator blending technical expertise with exceptional interpersonal skills while interacting with customer & technical teams; adept at delivering product presentations & demos.Understanding the latest technologies like web platform, API, and databases. Domain knowledge of payments such as money transfer (RTGS\NEFT\IMPS), UPI, core banking system (Finacle, Flexcube).