Chirath Wickramasinghe Email & Phone Number

Strathroy, Ontario, Canada

Colombo, Western, Sri Lanka

Worked as a Credit evaluating Officer main responsible were screening customer loan/credit requests, evaluate/review credit proposals and related financial information, assessing risk ratios, and prepare proposals which to be approved or rejected to the management.

Colombo, Western, Sri Lanka

1) Initiate the first Centralized Bancassurance Operation among Sri Lankan banks.2) Handling Total Insurance Portfolio of the Bank (Life + General Insurance)3) Negotiations with Insurance partners for product developments4) Handling Claims (with customers/with insurance partners)5) Arranged training programs for bank staff on products and selling skills6) Preparing quotations and proposals, negotiating terms and closing sales7) Explore opportunities to develop new markets/ segments8) Preparing relevant periodic production reports9) Provide customer feedback to insurance partners for development of new products and enhancement of existing ones to suite the bank segment needs.10) Established productive business/channel partners11) Ensures partner compliance with partner agreements12) Handle sales with corporate clienteles in the Bank

Colombo, Western, Sri Lanka

1) Able to introduce new leasing products (Structured Leasing) to the bank which was a landmark in the banking lending history which boost the leasing portfolio. 2) Monitoring of existing facilities of the network.3) Arrange recovery proposals to branches.4) Arrange marketing campaigns with vehicle dealers.5) Analysis of interest rate in the bank & revision of interest rates 6) Recovery arrangements of seized vehicles. (computation of interest wave off)7) Conduct Branch level Trainings

Sri Lanka

1) Greet and verify customers and process their financial transactions accurately and efficiently.2) Supervise the counter staff for balance currency, coins, and checks in cash drawers at the ends of shifts, and calculate daily transactions.3) Answer customer inquiries regarding services and accounts.4) Assist customers with product information, account balances, and other inquiries.5) Assist with the preparation of reports and statistical documents

Bandaranayake International Airport - Katunayake

1) Providing customers with currency exchange rate information.2) Ensuring compliance with all applicable laws and regulations.3) Check the integrity of the currency notes and coins received from customers.

Pitakotte

• Identify and develop business relations with retail and corporate clients.• Interview, visit retail clients and negotiate for facilities.• Evaluate customer proposals and recommend credit limits and determine repayment plan schedule in accordance.• Analysis of financial statements, financial projections, project valuation, feasibility analysis, scenario and sensitivity analysis.• Evaluate and review credit facilities granted and extend recommendations accordingly.• Ensure credit policies and procedures are followed according to the established guide lines.• Perform regular customer visits and inspections.• Mentor to the subordinates• Analyzing the P& L• Arrange deposit mobilization campaigns

Colombo, Western, Sri Lanka

1) Evaluating the financial condition of delinquent borrowers and assessing the potential for recovery.2) Working with borrowers to develop repayment plans and loan restructuring strategies.3) Maintaining records of all lease negotiations.4) Monitoring the progress of each loan and lease recovery.5) Assisting with the legal aspects of the leasing and recovery process.

Mahiyangana

1) Handle cash transactions with accuracy while abiding by bank policies and procedures.2) Balance currency, coins, and checks in the cash drawer at end of the shift.3) Process deposits, withdrawals, and other banking transactions.4) Back Office - Clearing Department5) Back Office - Manipulate Fixed Deposit, Pay Orders, Inward and Outward Slips

A/L, Maths

Activities and Societies: Member of Leo Club Member of School Cadet Platoon Member of School Astronomical Society

First Aid & Cpr/Aed, Standard First Aid & Cpr/Aed Level C - Intermediate

Activities and Societies: Canadian Red Cross First Aid & CPR/AED program