Steve Chisholm Email & Phone Number

Erie, Co, Us

Robins Afb, Ga, Us

Broomfield, Colorado, Us

Colorado Springs, Colorado, Us

Dallas, Texas, Us

Direct and coordinate organization's financial and budget activities to fund operationsand increase efficiency.Analyze operations to evaluate performance of resources and personnel to meetobjectives and to determine areas of potential cost reduction, program improvement, orpolicy change.Prepare budgets for approval, including those for funding or implementation ofprograms.Establish departmental responsibilities and coordinate functions among departments.Implement corrective action plans to solve organizational and departmental problems.Direct customer service, fulfillment, and accounting departments.Direct human resources activities, including the approval of human resource plans andactivities and the establishment of major departments.

Responsible for analyzing business and personal financial statements and tax returnsfor loan officers. Gave board members the risk analysis they need to make lending decisions. Assisted lenders in preparing and presenting loan package requests.Created training program and processes for underwriting department. Hired and trained new analysts and loan officers on procedures and software. Implemented multiple new software and systems throughout all the branches and trainedstaff.Prepared reports that include the degree of risk involved in extending credit or lendingmoney.Completed loan applications, including credit analyses and summaries of loan requests,and submit to loan committees for approval.Compared liquidity, profitability, and credit histories of establishments being evaluatedwith those of similar establishments in the same industries and geographic locations.

Us

Created department for the bank and established procedures and practices for all 9 branchesResponsible for analyzing business and personal financial statements and tax returnsfor loan officers in nine branches over a three county area. Researched and helped implement new software for analyzing financial statements. Responsible for reviewing all appraisals for all the banks branches.Gave board members the risk analysis they need to make lending decisions. Assisted lenders in preparing and presenting loan package requestsDeveloped/automated electronic forms for bank use in streamlining processes.

Conferred with board and senior staff members to discuss issues, coordinate activities,and resolve problems.Negotiated and approved contracts with suppliers, subcontractors, federal, state andlocal agencies, and other organizational entities.Prepared and presented reports concerning activities, expenses, budgets, and otheritems affecting businesses and program services.Made presentations to multiple government committees regarding programs andbudgets.Attended and participated in meetings of municipal councils and council committees.Developed, updated and managed budgets for every department of the companies.Procured the funding for and managed all of the financial aspects of the construction ofthe more than $5 Million Four Mile Ranch Golf Course finishing the construction aheadof schedule with less than 1% in change orders. Created and managed purchasing department for home building company.Responsible for the amendment to the Four Mile Ranch Planned Development DistrictRewrote the Development Guide for the 1,640-acre planned development. Oversaw the construction and scheduling of infrastructure for the first phase of the $13Million commercial development.Managed computer network and technology needs for six companies in three locations.Responsible for overseeing analysis and tracking of network system performance aswell as implemented plans and systems to address any issues.

Helped in the formation and writing/editing of the service plan for the districts Worked with city and county and other government officials to create the Four MileRanch Metropolitan districts Liaison between consultants and governmental agencies during formation Became president of the districts and continued with daily management and organizationof records, books, consultants, etc.Instrumental in creating first bond issue of $4.7 Million and worked with all theconsultants to ensure compliance with underwriter's requirements Oversaw the installation and acceptance of more than $20 Million in infrastructureimprovements and ensured that it was installed as efficiently as possible and acceptedby the appropriate agencies in a timely fashion.

Information Systems consulting firm for business and individuals. Handled all aspects of computer systems from planning, setup, installation, management, training, repair, and more.