Edward Chong Email & Phone Number

Subang Jaya, My

Federal Territory Of Kuala Lumpur, Malaysia

- Analyse requests, breaches, and applications from corporate clients and make recommendations based on business continuity perspective in consultation with Senior Relationship Managers and Head of Department.- Assist Senior Relationship Managers in preparing indicative term sheets for discussion and to seek management’s approvals.- Deal with relevant documents and information to facilitate credit processing and on-boarding of corporate clients, including GLCs, PLCs, MNCs and Large Enterprises.- Prepare comprehensive credit proposals, covering shareholding analysis, conduct of accounts, credit rating analysis, financial statement analysis, business viability, industry and economic analysis, risk identification and mitigation, loan structuring, cash flow projections, repayment capacity, securities, conditions and covenants, among others.

Federal Territory Of Kuala Lumpur, Malaysia

- Conduct periodic credit review to assess the creditworthiness of corporate/commercial loans granted to a portfolio of corporate clients which comprises government-linked companies (GLC), statutory bodies, public-listed companies (PLC), and small-and-medium enterprises (SME).- Perform credit scoring to determine the risk level of corporate/commercial loans granted to the corporate/commercial client.- Identify and assess climate risks that may arise from the client’s business nature and the loans granted by the Bank with adherence to BNM Climate Change and Principle-based Taxanomy (CCPT) framework.- Perform adverse media screenings to conduct enhanced due diligence for any adverse findings and the AML/CFT risks that may arise from corporate/commercial loans granted by the Bank.- Monitor corporate/commercial client’s compliance with covenants, terms and conditions as stipulated in loan agreements and adherence to internal/regulatory guidelines and credit policies.- Prepare credit memorandum to report findings and make recommendations for continuation of the loan facilities under-review and to be tabled to the Bank’s Credit Committee for approval.

Subang Jaya, Selangor, Malaysia

- Attend to prospective/walk-in client for consumer loan enquiries and understand client’s needs.- Make recommendations on the bank’s financing facilities and advise client on loan eligibility, interest rate pricing, loan insurance and application processes.- Conduct proper due diligence to ensure client’s employment and income documents are genuine.- Conduct credit searches and access creditworthiness of the client based on regulatory/internal credit policies.- Liaise with the bank’s panel valuers and solicitors for property valuation and loan documentation related matters.- Prepare credit proposals and to be submitted to the bank’s Credit Operations Division / Credit Committee for approval.- Convey decision and arrange for client to sign facility agreement, product disclosure sheets and other documents upon acceptance by the client.- Cross-selling credit card, mortgage insurance and other related products when opportunity arise.

Subang Jaya, Selangor, Malaysia

Manage flights for revenue maximization through effective pricing and inventory management. Actively track market trends, flight bookings and competitor actions. Plan pricing strategy to drive revenue performance.

Ipoh, Perak, Malaysia

Assist in the daily operational matters of Dealing Department and acquire broad understanding of Malaysian Capital Markets. Arrange for a client event, conduct market trend analysis, and provide stock picks to superior with application of technical, fundamental and sentiment analysis.

Kampar, Perak, Malaysia

Developing meeting agendas and chairing meetings effectively. Maintaining cordial relationships with all club members. Ensuring all heads of departments are effective in their principal goals and leading all committee members with a common goal to achieve club’s missions. With a good sense of teamwork, we had organized more than 20 events including competitions, conferences, workshops, webinars, and talks related to finance and investment.

Kampar, Perak, Malaysia

Performing stock market research. Applying fundamental analysis and technical analysis. Developing and sharing investment ideas. Exchanging knowledge and experience with all club members and conducting R&D workshops with a common goal to encourage students to increase their investment knowledge and experience.

Kampar, Perak, Malaysia

Brainstorming ideas for upcoming club events and activities. Executing assigned tasks and duties efficiently. Discussing and planning program flow with department members effectively. Preparing and submitting event proposals on time to respective person in-charge.

Bachelor Of Finance, Finance, General

Activities and Societies: Bursa Young Investor Club (BYIC)Position held: Chairperson of BYIC 2021/2022 - Develop meeting agenda and chair.

Foundation, Arts

Activities and Societies: Bursa Young Investor Club (BYIC)Position held: Executive Committee (Program Department) of BYIC 2019/2020.