Chris Addison

Chris Addison Email and Phone Number

Senior Life Underwriter - Zurich Insurance @ Zurich Insurance
zurich, zurich, switzerland
Chris Addison's Location
Wallasey, England, United Kingdom, United Kingdom
Chris Addison's Contact Details

Chris Addison personal email

n/a
About Chris Addison

Life, Claims and development senior underwriter at MorganAsh.I am a very experienced medical and claims underwriter with 20 years experience in the industry, working on Life Assurance, Critical Illness, Income Protection and Disability Benefits. I have worked in various roles and forms for many top providers and reassurers and always matched or exceeded their quality/productivity requirements. I have a flexible and accommodating attitude to work, innovative thinking and customer focus.In addition I am currently working with MorganAsh on Medically Underwritten Mortality Studies for group pension schemes and the development of the underwriting role in the potential secondary annuity market. I also have input into the development and improvements of Tele-Interview scripts for MorganAsh clients.Prior to to Underwriting I worked for 12 years on Group Pension Schemes in various roles performing renewals, claims and scheme terminations. I also worked on Personal Pensions and a Pension Review Team while at Royal & Sun Alliance.

Chris Addison's Current Company Details
Zurich Insurance

Zurich Insurance

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Senior Life Underwriter - Zurich Insurance
zurich, zurich, switzerland
Website:
zurich.com
Employees:
31631
Chris Addison Work Experience Details
  • Zurich Insurance
    Senior Life Underwriter
    Zurich Insurance Sep 2024 - Present
    Swindon, England, United Kingdom
    Medical underwriter working on the Life, Critical Illness and Income Protection book of products.
  • The Exeter
    Life And Income Protection Underwriter
    The Exeter Mar 2023 - Sep 2024
    Exeter, England, United Kingdom
  • Zurich Insurance
    Life Senior Underwriting Developer
    Zurich Insurance Apr 2022 - Mar 2023
    Swindon, England, United Kingdom
  • Zurich Insurance Company Ltd
    Contracting Life, Critical Illness And Disability Underwriter
    Zurich Insurance Company Ltd Oct 2019 - Apr 2022
    Swindon, United Kingdom
    Contracting underwriter for Zurich.
  • Guardian Financial Services
    Senior Medical Underwriter
    Guardian Financial Services Jan 2019 - Sep 2019
    Reading, United Kingdom
  • Munich Re (Group)
    Senior Medical Underwriter
    Munich Re (Group) Jul 2017 - Dec 2018
  • Just Retirement Management Services Limited
    Medical Underwriter - Data Recapture
    Just Retirement Management Services Limited Jun 2017 - Jul 2017
    Homeworker
  • Morganash
    Life And Claims Medical Underwriter/Manager
    Morganash May 2014 - May 2017
    Runcorn
    Working on MorganAsh’s book of Life, Critical Illness and Income Protection clients with an unlimited authority both on New Business and Claims and ownership of the overiding underwriting philosophies. Involvement in MorganAsh's medically underwritten mortality studies, input in the monitoring and development of tele-interview scripts for MorganAsh clients and performing individual longevity assessment "Life Planning" reports. I also also am part of the development and ongoing monitoring and assessment of processes to improve underwriting services on non-advised protection sales direct to customers.
  • Legal & General
    Contracting Senior Medical Underwriter
    Legal & General Nov 2013 - Mar 2014
    Edinburgh, United Kingdom
    On a contract with Legal and General in relation to a Medical Underwriting project.
  • Munich Re
    Senior Medical Underwriter - Contractor
    Munich Re Jul 2013 - Aug 2013
    Various
    Working on a successful short medical underwriting project for a major client of Munich Re.
  • Diligenta
    Senior Medical Underwriter
    Diligenta Mar 2012 - Jun 2013
    Homeworker
    I evaluate and determine the risk posed by customers applying for life, critical illness, income protection, total and permanent disability benefit and waiver of premium contracts to help minimize potential financial loss to the company. This is achieved by assessing the medical, occupational, avocational and financial risks presented each customer. I currently hold an unrestricted authority up to: Life £600,000, Critical illness £350,000, Income Protection £1,200 per week and Waiver £2,600 per month.In my current role I deal with applications from financial advisers, direct customers and from our bancassurance partners. I am comfortable explaining decisions and processes either directly to customers or to a more technical audience of advisers, doctors or chief medical officers.Proficient using multiple systems and underwriting philosophies, in my current role I underwrite applications across 3 separate heritage platforms each using a different philosophy, processing platform and other supporting systems such as workflow and image.
  • Friends Provident / Friends Life
    Senior Medical Underwriter
    Friends Provident / Friends Life Dec 2009 - Mar 2012
    Homeworker
    Evaluate and determine the risk posed by customers applying for life, critical illness, income protection, total and permanent disability benefit and waiver of premium contracts to help minimize potential financial loss to the company. This is achieved by assessing the medical, occupational, avocational and financial risks presented each customer. Unrestricted authority up to: Life £600,000, Critical illness £350,000, Income Protection £1,200 per week and Waiver £2,600 per month.TUPE'd to Diligenta Limited in March 2012.
  • Otter Risk
    Senior Medical Underwriter
    Otter Risk Apr 2008 - Sep 2009
    Homeworker
    Contracts worked on – Royal Liver Assurance and Scottish Widows - Life Cover authority of £750k benefit with +300% extra mortality and £2p.m., Critical Illness authority of £250k benefit with +100% extra morbidity and Income Protection authority of £15k p.a. with +50% extra mortality.The Royal Liver Assurance work was home based work from a remote PC connection to Basingstoke office. The Scottish Widows was based in their offices in Edinburgh and involved travelling and stay away from home for the time worked there. Both types of work involved me meeting and when possible exceeding the customer’s expectations in flexibility of working hours, quality if work and productivity
  • Medicals Direct Group
    Medical Underwriter
    Medicals Direct Group Jul 2003 - Mar 2008
    Client Offices Uk Wide
    Companies worked for - Friends Provident, Royal Bank of Scotland, Lincoln Life / Capita and Scottish Widows. These contracts involved working for clients of both Medicals Direct and me in a self-employed capacity. Products worked on being Life, Critical Illness and Income Protection to various levels of authority (generally to a senior underwriter level). Work was either undertaken from being based in the client’s office (Friends Provident, Scottish Widows, RBS and Lincoln Life), or from Medicals Direct’s office in Liverpool at the time. As well as performing the required expected underwriting roles, there was also a need to be flexible in meeting and assessing ongoing customer needs, identifying opportunities or potential issues and resolving problems to the customer’s satisfaction and enabling contracts to extend beyond their initial parameters. As part of the RBS work, for some 18 months I was responsible for auditing the in-house underwriters work (approximately 300 audits per month).
  • Swiss Life
    Life & Disability Medical Underwriter
    Swiss Life Jun 2002 - Jul 2003
    Albert Dock Liverpool
    This included as part of the responsibilities, one day per week of manning the IFA telephone helpline fielding some 100+ calls per day between 2 underwriters.
  • Royal Liver Assurance
    Life & Disability Medical Underwriter
    Royal Liver Assurance Jul 2001 - Jun 2002
    Liver Building, Liverpool
    This included along with the medical underwriting of new business, also the assessment of Life, Critical Illness and Waiver of Premium claims. The role was also that of an unlimited underwriting authority within set reassurance limits.
  • Rsa
    Pensions Review Technician
    Rsa Apr 2000 - Jun 2001
    Liverpool, United Kingdom
  • Rsa
    Life & Disability Underwriter
    Rsa Feb 1997 - Apr 2000
    Liverpool, United Kingdom
  • Rsa
    Group & Personal Pensions Schemes
    Rsa Apr 1985 - Feb 1997
    Liverpool

Chris Addison Skills

Critical Illness Life Insurance Insurance Underwriting Income Protection Term Life Insurance Risk Management Financial Risk Pensions Disability Insurance Medical Underwriting Claim Financial Services Reinsurance Long Term Care Relationship Management Archaeology Antiques General Insurance Coaching Fixed Annuities Health Insurance Risk Assessment Risk Claims

Chris Addison Education Details

  • Mosslands Senior Comprehensive
    Mosslands Senior Comprehensive

Frequently Asked Questions about Chris Addison

What company does Chris Addison work for?

Chris Addison works for Zurich Insurance

What is Chris Addison's role at the current company?

Chris Addison's current role is Senior Life Underwriter - Zurich Insurance.

What is Chris Addison's email address?

Chris Addison's email address is ca****@****hre.com

What schools did Chris Addison attend?

Chris Addison attended Mosslands Senior Comprehensive.

What are some of Chris Addison's interests?

Chris Addison has interest in Social Services, Archaeology, Hill Walking, Environment, Human Rights, Antiques, Learning Mandolin, History, Health.

What skills is Chris Addison known for?

Chris Addison has skills like Critical Illness, Life Insurance, Insurance, Underwriting, Income Protection, Term Life Insurance, Risk Management, Financial Risk, Pensions, Disability Insurance, Medical Underwriting, Claim.

Who are Chris Addison's colleagues?

Chris Addison's colleagues are Ramiro Grasso, Liam Davies, Jade Farrell, Lic. Eduardo R. Paz, Peter Wanda, Kleanthis Papanikas, Txema Montané Salud.

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