Chris Barr Email & Phone Number

Richmond Hill, Ga, Us

Pooler, Georgia, United States

Richmond Hill, Georgia, United States

Richmond Hill, Ga

Savannah, Georgia Area

Special Assets Officer II within Ameris Bank Special Asset Department (SAD). Effectively managed $14MM+ in outstanding customer balances while attempting to maximize recovery of Bank principal though various tactics including debt restructuring, deed-in-lieu of foreclosure transactions, foreclosure actions, and litigation. Responsible for effectively communicating proposed transaction recommendations to Senior Management and Loss Share Committee. Formulate and implement strategies, based upon Bank counsel guidance, in addressing client bankruptcy cases and litigation action.

Savannah, Georgia Area

Special Assets Officer I within Ameris Bank Small Loan Collection Group (SLG). Responsible for managing $7MM+ in outstanding customer balances comprised of 125 individual relationships.

Savannah, Ga

Acted as the lead Credit Analyst in performing credit underwriting support for the Commercial Banking department in the Savannah market. Directly responsible for analyzing and spreading financial information for both new and existing credit obligations and subsequently presenting loan recommendations to appropriate Commercial Lender and Senior Management. Responsible for bidding and ordering of both summary and narrative appraisal reports focusing on residential and commercial appraisal engagements.

Savannah, Ga

Directly responsible for marketing Small Business Administration (SBA) loan programs to local bankers, civic organizations, prospective clients, and local economic development authorities. Utilize extensive experience in credit underwriting to fully underwrite prospective loan requests, in accordance with SBA guidelines, to ensure timely and accurate decisions from SBA. Generated $8.5MM in new Revolving Loan Fund (RLF) and SBA 504 & 7A loan production along with $25M in fee income in partnership with financial institutions within CADDA’s regional service area.

Savannah, Ga

Responsible for soliciting investors of income producing properties as well as commercial real estate transactions over $500k. Evaluate credit requests by analyzing financial data, market segment information, and industry standards to make firm credit decisions, in compliance with loan policy, to maximize profitability with minimum credit risk. Supply comprehensive product and service delivery to include credit, cash management, and merchant services.

Savannah, Ga

Grew and effectively managed $19.5MM loan portfolio from a zero base while concentrating on asset quality. Directly responsible for all phases of credit underwriting of loan requests which include personal and commercial cash flow analysis along with commercial real estate occupancy analysis. Responsible for structuring and pricing loans accordingly based on policy and underwriting standards. Review and manage loan portfolio to include approving residential construction draw requests, quarterly/annual covenant compliance and annual loan renewals

Savannah, Ga

Serve as the lead Credit Analyst in the Credit Support Unit which provides underwriting support for Commercial, Private Wealth Management, and Real Estate lines of business for the Savannah, Augusta, and Brunswick markets. Responsible for analyzing and spreading financial information for both new and existing loans, creating a standardized loan approval package, advising lenders on any credit policy exceptions, and ensuring that loans have been properly approved. Responsible for monitoring liquid secured loans, as well as borrowing bases, and reporting to Senior Management on any facilities which are out of compliance

B.B.A., Accounting

Banking

Activities and Societies: Financial statement analysis, ALCO, Investments, Strategic Planning, Marketing, Ethics, Loan Portfolio.