Chris Eckardt Email & Phone Number

Philadelphia, Pennsylvania, United States

Villanova, Pa

November 2000 - PresentVice President Commercial Real Estate Lending/Senior RM Generated and administered a $300 million Commercial Real Estate and Construction Loan portfolio in the Pennsylvania, New Jersey, Delaware and Maryland markets. Applied nearly thirty years of experience underwriting all asset classes including multifamily, student housing, industrial, hospitality and residential track development.• Underwrote borrower's credit worthiness and repayment ability thorough extensive use of scenario and sensitivity analysis, as well as, financial forecasting and profitability analysis.• Generated annual individual profit center income of nearly $2 million.• Presented written and oral approval recommendations to Executive leadership justifying risk parameters for proposed financing.• Performed frequent reviews of project performance relative to loan covenants.• Created banks residential builder cash flow analysis model.• Led joint calling efforts with bank's solution partners producing in excess of $100 thousand in annual fee-based revenue. Vice President/Senior Commercial Loan Workout Officer Performed commercial loan recovery services primarily associated with commercial real estate and construction clients.• Performed initial documentation review, verification of lien position and assessment of collateral valuations.• Established, negotiated and documented a workout plan with senior management and legal counsel.• Provided loan risk rating, loan loss reserve and charge off recommendations to bank's Risk Management area.• Managed real estate brokers, property managers, county and city planning personnel, community representatives and legal counsel to drive workout plan.

Master Of Business Administration (Mba), Finance, General

Bachelor'S Degree, Finance/Economics

Activities and Societies: Lambda Chi Alpha