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With a career in financial services spanning 20+ years, I have experience leading businesses specialising in payments, commercial and consumer finance, credit cards, BNPL, fleet leasing and auto lending. I'm currently serving as the Chief Operating Officer at Zip co – a leading global fintech that simplifies the way people pay.Prior to joining Zip co I worked at a number of ASX listed, financial services businesses where I held General Manager roles in Operations, Sales and Product. Along with leading large operations teams both locally and off shore, over my career I've led the design and delivery of online origination platforms, automated loan assessment models and innovative financial services products including interest free credit cards.I hold a Master’s degree in Management from Macquarie University and am the responsible manager on Zip’s Australian Credit Licence.
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Chief Operating OfficerZip Co Jul 2021 - PresentSydney, AuZip (ASX:ZIP) is a global ‘Buy Now, Pay Later’ company that gives our millions of customers simpler and fairer ways to pay. From day one, our mission has remained the same: to be the first payment choice everywhere and every day. Wherever we are, we give consumers, merchants and businesses access to transparent, flexible and interest-free credit.We are proud to be a global business built around our US and ANZ core markets working with merchant partners including Amazon, Best Buy, eBay and Uber. United by our mission, purpose and values, we are driven by people-centred innovation. We are the next generation of payments, helping people across the globe to fearlessly take control of their financial future.We are Zip, and we are just getting started. -
Senior Director - OperationsZip Co Aug 2019 - Jul 2021Sydney, AuLeader of Credit (Lending, Merchant Risk, AML Ops and Collections) and Customer Experience teams across Australia and NZ. Leveraging self service and automation to provide a highly engaging, low cost service model to our millions of customers across ANZ.
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General Manager - ProductEclipx Group May 2015 - Aug 2019St Leonards, Nsw, AuAn established leader in vehicle fleet leasing, fleet management and diversified financial services across Australia and New Zealand, Eclipx Group offers consumers and businesses access to funding solutions including fleet leasing, novated leasing, vehicle sales, commercial equipment finance and consumer motor vehicle finance via its suite of brands and end-to-end technology.In this role I had accountability for 3 product P&Ls with a combined PBT of $8m per annum, management of the fleet businesses supply chain (annual spend of c$290m) and ownership of a number of products that were cross sold across various business units including consumer and commercial finance, insurance, telematics & accident management. -
Head Of Sales, Online And Independent ChannelsHumm Group Jun 2013 - May 2015Sydney, New South Wales, AuFlexiGroup (now humm) is a diversified financial services group that provides leasing, vendor finance programs, interest free finance and Visa cards, mobile broadband, no interest ever retail finance, lay-by and other payment solutions to consumers and businesses. Through its broad network of merchant, vendor and retail partners the group has extensive access to key markets in Australia, NZ and Ireland. In this role I managed the Online and Independent consumer sales channel and the Consumer and Commercial finance support function; as well as acting as the business lead on a number of projects that delivered services to the sales teams across consumer and commercial finance. -
Head Of Business IntegrationHumm Group Jun 2012 - Jun 2013Sydney, New South Wales, Au
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General ManagerLombard Finance Jul 2009 - Jun 2012Established in 2002 and acquired by Flexigroup, now Humm (ASX: HUM) in 2012, Lombard Finance is a consumer finance business that provides interest free, retail point of sale financing through relationships with a number of leading retailers as well as offering several innovative credit card products issued through the Visa network.Reporting to the Board, responsible for the day to day direction, leadership and management of the organisation, developing and implementing strategy and maximising profit and efficiency.
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Head Of OperationsLombard Finance Jul 2006 - Jun 2009Leadership of the company’s operations including: underwriting, settlements, on shore and offshore contact centres (customer service and collections) and IT.
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Accounts & Settlements ManagerLombard Finance Jul 2004 - Jun 2006
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Assistant AccountantLombard Finance Apr 2003 - Jun 2004
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Assistant AccountantSteer Davies Gleave 2001 - Mar 2003London, GbA consultancy working across cities, infrastructure and transport, Steer combines commercial, economic, technical and planning expertise to find powerful answers to clients’ complex challenges and helps people, places and economies thrive.
Chris Patrick Skills
Chris Patrick Education Details
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Macquarie Business SchoolManagement
Frequently Asked Questions about Chris Patrick
What company does Chris Patrick work for?
Chris Patrick works for Zip Co
What is Chris Patrick's role at the current company?
Chris Patrick's current role is Chief Operating Officer at Zip Co.
What is Chris Patrick's email address?
Chris Patrick's email address is ch****@****ail.com
What schools did Chris Patrick attend?
Chris Patrick attended Macquarie Business School.
What skills is Chris Patrick known for?
Chris Patrick has skills like Financial Services, Finance, Management, Credit Cards, Strategy, Payments, Change Management, Banking, Relationship Management, Risk Management, Business Process Improvement, Stakeholder Management.
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