Chris Patrick Email & Phone Number

Sydney, Au

Zip (ASX:ZIP) is a global ‘Buy Now, Pay Later’ company that gives our millions of customers simpler and fairer ways to pay. From day one, our mission has remained the same: to be the first payment choice everywhere and every day. Wherever we are, we give consumers, merchants and businesses access to transparent, flexible and interest-free credit.We are proud to be a global business built around our US and ANZ core markets working with merchant partners including Amazon, Best Buy, eBay and Uber. United by our mission, purpose and values, we are driven by people-centred innovation. We are the next generation of payments, helping people across the globe to fearlessly take control of their financial future.We are Zip, and we are just getting started.

Sydney, Au

Leader of Credit (Lending, Merchant Risk, AML Ops and Collections) and Customer Experience teams across Australia and NZ. Leveraging self service and automation to provide a highly engaging, low cost service model to our millions of customers across ANZ.

St Leonards, Nsw, Au

An established leader in vehicle fleet leasing, fleet management and diversified financial services across Australia and New Zealand, Eclipx Group offers consumers and businesses access to funding solutions including fleet leasing, novated leasing, vehicle sales, commercial equipment finance and consumer motor vehicle finance via its suite of brands and end-to-end technology.In this role I had accountability for 3 product P&Ls with a combined PBT of $8m per annum, management of the fleet businesses supply chain (annual spend of c$290m) and ownership of a number of products that were cross sold across various business units including consumer and commercial finance, insurance, telematics & accident management.

Sydney, New South Wales, Au

FlexiGroup (now humm) is a diversified financial services group that provides leasing, vendor finance programs, interest free finance and Visa cards, mobile broadband, no interest ever retail finance, lay-by and other payment solutions to consumers and businesses. Through its broad network of merchant, vendor and retail partners the group has extensive access to key markets in Australia, NZ and Ireland. In this role I managed the Online and Independent consumer sales channel and the Consumer and Commercial finance support function; as well as acting as the business lead on a number of projects that delivered services to the sales teams across consumer and commercial finance.

Sydney, New South Wales, Au

Established in 2002 and acquired by Flexigroup, now Humm (ASX: HUM) in 2012, Lombard Finance is a consumer finance business that provides interest free, retail point of sale financing through relationships with a number of leading retailers as well as offering several innovative credit card products issued through the Visa network.Reporting to the Board, responsible for the day to day direction, leadership and management of the organisation, developing and implementing strategy and maximising profit and efficiency.

Leadership of the company’s operations including: underwriting, settlements, on shore and offshore contact centres (customer service and collections) and IT.

London, Gb

A consultancy working across cities, infrastructure and transport, Steer combines commercial, economic, technical and planning expertise to find powerful answers to clients’ complex challenges and helps people, places and economies thrive.