Universal Shield Insurance Group (USIG) is an insurance holding company with admitted (Universal Fire & Casualty Insurance Company) and surplus lines (Shield Indemnity) carriers. We are rated A- (Excellent) by A.M. Best and A (Exceptional) by Demotech. We are on the U.S. Treasury list of acceptable sureties writing federal bonds up to $5,500,000. We are a profitable hybrid insurer/insuretech enterprise. We utilize our technology, process and experience to produce growing consistently profitable underwriting results by providing value to our selected agents and their clients, and analytical insight for our decisions. In addition to our historically profitable surety operations and our surplus lines capabilities we provide an admitted insurance solution for well run small businesses that are primarily written in the surplus lines market. For qualifying risks we provide admitted policy forms including a BOP at competitive rates. While we will continue to provide and build our E&S capabilities, we believe insureds, and their agents, gain value in the protections and ease of doing business offered in the admitted market.