Founder/Co-Founder of several start-up businesses in Europe and Asia. Founded VenCap/MISO in 2016, based in Singapore and Thailand. Expertise in InsurTech strategy, proposition/business development; over 35 years insurance knowledge, both Life and Non-Life. Involved in numerous new technology innovations, commercial/residential property development and environmental risk expertise. Based in US, Europe and then Asia since 2006.Worked with the IPCC over 30 years ago as a thought-leader to measure the environmental risk to property and developed the first geo-spatial technology to model the impact of climate change for the UK insurance industry for flood and subsidence that disrupted the market by replacing premiums based on generic rates to creating hyper personalised spatial data to determine risk and pricing. Acquired by Equifax after 4 years successfully building the Business. Expertise across a range of insurance technology. Created the first insurance CRM solution for the UK insurance market in 1990. Worked with insurers and technology providers in the US/Europe and Asia to develop intent based, no-code omni-channel solutions in 2005 - resulting in a global reseller agreement with Oracle. Involved with Blockchain technology since 2012. Worked with telematics solutions since 2015. Introduced Dynamic Financial Analysis technology for risk modelling with Asian insurers/reinsurers and Regulators across Asia (RBC). Highly skilled in devising new propositions and partnerships for every aspect of the insurance and related tech' industry. InsurTech visionary with passion to build growth opportunities centered around new business development, distribution, digital disruption and risk based solutions that offer value for insurers, consumers and investors within the InsurTech sector.