Finance SVP overseeing finance teams on the daily FP&A and strategic analysis of two preeminent credit card portfolios. • Advise on directional strategy and provide guidance on significant business decisions• Direct annual 3-year Strategic/Operating Plans, Mid-Year Forecasts and Outlooks• Manage reporting and analytics for CEO and CFO reviews• Subject Matter Expert (SME) to senior executive committee members

Finance leader guiding the forecast, plan and month-end close consolidation and reporting processes for the Retail Services businesses.• Report financial results to the senior leadership team in Retail Services and Corporate• Identify and assess potential financial opportunities and risks across the businesses. • Provide strategic support to senior management for optimal business decision making.• Prepare business reviews and presentations for senior leadership, regulators and rating agencies.

Served in business unit CFO / VP Finance role for Bank Brand credit and debit card businesses ($12B assets). Product development financial responsibilities. Staff of 7.• Built best-in-class strategic FP&A functions and the team, systems, and processes to support it.• Managed the annual operating budget and the long-term strategic planning process.• Drove executive review meetings for monthly, quarterly and annual forecast and results. • Developed and utilized data-driven analytics to generate value-added insights • Ensured accounting practices were appropriate and collaborated with Accounting Policy on new standards. Maintained sound control processes.• Launched a significant number of new products in collaboration with Marketing and Risk.• Guided financial and strategic analysis of numerous small business pricing scenarios. • Directed strategic and financial analysis on small business initiatives.• Directed analyses on customer acquisition and lifecycles, product and channel strategy, customer pricing, value propositions, network expenses, balance transfers, rewards, and promo offers.

Served in business unit CFO / VP Finance role for Elan Financial Services & Cobrand partners credit card businesses ($11B assets). M&A responsibilities (details shown below). Staff of 7-12.• Collaborated to vet M&A opportunities based on their strategic and economic characteristics.• Built best-in-class strategic FP&A functions and the team, systems, and processes to support it.• Managed the annual operating budget and the long-term strategic planning process.• Drove executive review meetings for monthly, quarterly and annual forecast and results. • Developed and utilized data-driven analytics to generate value-added insights • Evaluated large scale strategic initiatives such as business cash card launch, spend and get promotions, online/mobile functionality, college rewards, banker compensation, and email promotions.• Ensured accounting practices were appropriate and collaborated with Accounting Policy on new standards. Maintained sound control processes.• Awarded the top U.S. Bancorp corporate leadership award.Mergers and Acquisitions (M&A)Collaborated with executives and operational leaders to vet opportunities based on their strategic and economic characteristics. Oversaw discounted cash flow valuation models including sensitivities for transaction-specific variables. Coordinated with management, legal counsel and advisers while negotiating terms throughout all phases of a transaction. Supported and directed due diligence processes that mobilized leaders from Operations, Legal, IT, HR, Tax, Accounting, Treasury and Risk departments.• Provided financial support on new potential acquisition targets.• Directed 10+ new acquisition onboardings a year. Created and received approval from senior executives on an official onboarding policy.• Managed 100+ contract renewals a year with complex financial evaluations. Created and received approval on an official contract renewal policy.• Executed divestiture analyses on portfolios/businesses.

• Spearheaded implementation of new organization structures, processes, policies, and procedures that transformed the business and significantly improved productivity.• Promoted to Senior Director in 2011 due to outstanding achievements and overall performance.

• Evaluated business initiatives and performed significant credit card portfolio valuations.• Managed FP&A of the Healthcare, Auto and Commercial Card business units.• Received a Citigroup Leadership Award in 2008 for outstanding management of deal valuations.

Managed financial planning and analysis on the $30B Sears credit card portfolios.

Managed FP&A on an $800M consumer portfolio and a $600M small business portfolio. Evaluated insurance offerings. Provided competitive analysis.