I've been a Certified Financial Planner TM for over 10 years and have 20+ years of experience assessing client's personal finances and investments. Most clients have between $250,000 and $25,000,000 of investments and are seeking to generate sufficient retirement income for themselves and their families, have sufficient life insurance, or seek professional portfolio management to grow their investments.For businesses I work on their 401(k) plans to provide attractive plans that encourage participation and comply with Department of Labor guidelines.Specialties: For individuals - Retirement income planning, 401(k) plans, investment and portfolio management, life insurance and estate planning.For businesses - 401(k) plan design, due diligence, benchmarking and fiduciary consulting.Securities offered through LPL Financial, Member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to the ‘Contact Info’ section above. Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group, AnnuityNest, and 1406 Financial are separate entities from LPL Financial. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.