Chris Loayza Email & Phone Number

I bring 18+ years of commercial real estate, structured finance, and origination experience at Santander Bank, BNY Mellon, Arbor Commercial Mortgage, and Bear Stearns. I have demonstrated expertise in structuring and underwriting, due diligence, cash flow modeling, and loan portfolio management.As Director in Santander’s Real Estate Capital Group, I lead a team of six in underwriting and due diligence for $1.5+ billion in real estate loans annually and serve on the internal credit committee to evaluate the suitability of commercial real estate loans.Earlier in my career at BNY Mellon, I conducted underwriting, due diligence, closing, and management for $250 million in commercial real estate loans spanning acquisitions, construction and renovation loans, standby letters of credit, and lines of credit. I also led financial modeling and analysis for first-time acquisitions, construction, and renovation loans on assets including multi-family buildings, condominiums, cooperatives, and office/retail properties at Arbor Commercial Mortgage.I started my career as a Research Analyst at the Investor Responsibility Research Center (IRCC) Institute before moving into the Commercial Mortgage Group at Bear Stearns.My key areas of expertise include:• Loan Underwriting & Due Diligence• Loan Evaluation & Origination• Deal Structuring• Cash Flow Modeling (Argus/Excel)• Commercial Real Estate Financing• Portfolio Management

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  The George Washington University

  Criminal Justice