I have been working in Financial Services for over 19 years, since graduating from university with a BSc (Hons) in Business Mathematics. I provide independent financial advice in a simple and straightforward manner. To me it's about giving the right advice, to the right people at the right time and then continuing to work with them as their situation and needs evolve.I take the time to understand you, your current situation and what you need or are looking to achieve by working with an Independent Financial Adviser. I then simplify the complexities of financial planning while retaining the the integrity of your personal financial plan. I specialise in pension and investment planning, whether this is for capital growth or the provision of income, and involve trusts and tax planning where required.