Secure and regulated digital assets custody, enabling you to invest confidently.

CredibleX powers businesses to provide their SME customers with instant access to lending solutions. Founded in Abu Dhabi in 2023, MENA’s pioneering embedded finance platform was established to address the needs of an underserved SME community that typically struggles to access financing options. CredibleX powers businesses to provide their SME customers and suppliers instant access to credit solutions at scale and without hassle or risk. SMEs instantly access lending solutions, apply in minutes, and receive funds in 24 hours, and all embedded inside the business software and providers they use daily.

Further is the region's leading Venture Studio building FinTech and Digital Asset companies. We act as an institutional co-founder to our startups, investing both capital and dedicated resources across product, tech, design, marketing, legal, and other functional capabilities. At Further we work with founders as early as idea stage to validate, prototype, and launch new companies that become Unicorns.

The EQONEX Group provided a NASDAQ listed digital asset ecosystem centered around the EQONEX exchange, the EQO token, crypto custody, trading and asset management.• Responsible for technology across the group and a member of the executive committee.• Led a department of 100 people covering mobile, web, backend, DevOps, data, quality assurance, product management, cybersecurity and corporate IT.• Oversaw the development and operations of a low latency digital asset exchange with spot and derivative products. Developed onboarding journeys for retail and institutional customers incorporating KYC controls and fiat/crypto on-ramps with AML controls to facilitate the deposit and withdrawal of assets. Built operations portals to support the customer service, treasury ops and KYC ops teams, and a data lake and reporting capabilities to provide the organisation with business intelligence.• Reduced the AWS bill by $200K USD / month.• Achieved ISO27001 certification for the group.• Shifted the organisation from waterfall project management to agile delivery.• Transformed the way engineers, QAs, delivery leads, BAs and the business work together to deliver customer value together rather than in silos.• Improved software engineering and architecture practices allowing the organisation to scale whilst maintaining delivery velocity.• Carved up system and business landscapes into cohesive domains and established cross-functional squads to build and run products end-to-end.• Transformed the product management function by clarifying ownership and accountability, structuring discovery and prioritisation processes, and introducing OKRs to measure success.

• Built a new bank from scratch with capabilities including deposits, lending, cards, payments, anti-fraud, AML, operations, finance and marketing automation.• Led a distributed team of 150 engineers and architects to design, build, test and run a cloud native, event driven microservices architecture with web and mobile apps.• Responsible for the technology budget, product management and delivery functions as interim CIO. • Supported the banking licence application process and worked closely with independent assessors to ensure regulatory compliance.• Presented Mox technology to key stakeholders such as the regulators, the board and Standard Chartered executive committees.• Governed the overall enterprise architecture and led buy/build/reuse decisions.• Onboarded and managed a number of key partners to support Mox’s rapid growth.• Introduced the career progression framework and fostered a culture of software craftsmanship.• Implemented the Spotify model and scaled agile delivery from 0 to 20 cross-functional delivery squads.

• Responsible for the delivery and operations of Tandem’s websites, mobile applications and backend systems.• Managed 35 engineers including web, mobile, backend, DevOps and quality assurance.• Acted as Scrum Master and scaled scrum to six teams.• Defined and enforced coding standards, patterns and practices.• Architected, provisioned and managed environments in Azure, AWS and on-premises.• Defined the continuous delivery strategy and led the implementation of CI/CD pipelines.• Acted as release manager and environment manager.• Fostered cross-functional and cross-team collaboration, bridging the gap between product, design, engineering and operations.• Led the adoption of an event-driven, microservices architecture.• Designed and implemented logging, monitoring, alerts and incident response systems and processes.

COMMONWEALTH BANK OF AUSTRALIA – LONDON, SEOUL (JUL 2011 – AUG 2015)• Architected and built ACDC, Commonwealth Bank’s core DevOps system for managing configuration and executing deployments.• ACDC performed over a million deployments yearly for all of Commonwealth Bank’s major systems across all environments from development to production.• Used by 1,000+ applications with a total of 10M+ files and 280GB+ of configuration data which was deployed to 1,500+ servers.RANKINGS HQ – SEOUL (MAR 2010 – JUL 2011)• Used the .NET Platform to develop web, mobile and desktop applications to manage tournaments. This included the development of CI/CD pipelines, payment gateway integrations and a Swiss system-based tournament rankings algorithm.COMMSEC – SYDNEY (MAR 2009 – MAR 2010)• Established and implemented a database release process for managing CommSec’s white label stockbroking platform.• Introduced automated testing to verify functionality and profile application performance on every commit.COMMONWEALTH BANK OF AUSTRALIA – SYDNEY (DEC 2007 – MAR 2009)• Led a team of 8 developers to migrate Australia’s largest online banking platform (NetBank) from Java to the .NET Framework.• Fostered quality through mentorship, code reviews and unit testing.• Acted as Development Manager.ASSORTED CLIENTS – SYDNEY (OCT 2004 – DEC 2007)• Architect, technical lead and project manager for a number of e-commerce and CRM applications.• Led a team of 5 developers to build Australia’s largest background checking system for First Advantage. This involved working directly with the client, analysing business requirements, planning, estimation and implementation.• Built one of Australia’s largest e-commerce sites (Peter’s of Kensington) which performed $125,000 in sales daily.

Set up a Content Management System and a SMS application using ASP, SQL Server 2000 and IIS.Built a thick J2EE front-end for a document management system (Autonomy).