Chris Roldan Email & Phone Number

California, United States

San Francisco, California, United States

• Solution Specialist focused on Moody’s Analytics products for determining the creditworthiness of companies.
• Helping clients identify how refined Probability of Default calculations can optimize underwriting, stress testing and credit portfolio management.
• Training clients on the Moody’s Analytics EDF-X platform that is used for calculating Probability of Default and provides clients with early warning of a company’s financial distress.
• Collaborating closely with research and… Show more Solution Specialist focused on Moody’s Analytics products for determining the creditworthiness of companies.
• Collaborating closely with research and product management teams to help large complex clients best leverage the EDF-X platform and integrate its data with their existing processes. Show less

• Working with major functional areas in the organization to provide analytics solutions.
• Sourcing data and automating dashboards in Tableau and Periscope for senior leadership across the organization as well as external partners and regulators.
• Assisting in ad hoc analysis to develop the company’s credit policy to enhance profitability for the primary residential solar loan product.

San Francisco Bay Area

• Promoted to lead highly visible regulatory reporting and new analytics initiatives.
• Oversee team in monthly production reporting of credit card portfolio quality to senior leadership and primary regulators.
• Team lead in the development of credit card application fraud reporting related to First Party, Third Party and Synthetic ID and requiring report design and automated data processing.
• Lead new development projects to support credit risk analytics of the bank’s credit card… Show more Promoted to lead highly visible regulatory reporting and new analytics initiatives.
• Lead new development projects to support credit risk analytics of the bank’s credit card initiatives. Show less

San Francisco Bay Area

• Partnered with Credit Card Acquisition Strategy Risk Managers to provide insights and develop reporting.
• Provided analytical support and automated reporting in Tableau to track performance in credit card account growth strategies across multiple marketing channels and products.
• Led introduction of new analytical tools in order to move existing reporting processes out of Excel, facilitating better data quality in regular reporting and providing new data visualization graphics.

San Francisco Bay Area

• Partnered with Home Mortgage Product Managers to provide insights on market share and trends.
• Provided analytics and reporting on Wells Fargo market share and trends in home mortgage products as part of regular business reviews for senior leadership.
• Enhanced the transaction share level market share data model by providing additional insights on product ownership and customer trends that helped facilitate conversations on new strategies and measure the success of.
• Enhanced the transaction share level market share data model by providing additional insights on product ownership and customer trends that helped facilitate conversations on new strategies and measure the success of.

San Francisco Bay Area

• Consulted to banks in a wide range of topics related to the use of quantitative models in risk management.
• Helped the financial institution client meet Federal Reserve guidance in SR 11-7 related to Model Risk Management, resulting in expanded business opportunities with the client. Success on engagement led to the sale of.
• Provided consulting services as an interest rate risk management and asset liability management SME resource to a… Show more Consulted to banks in a wide range of topics related to the use of quantitative models in.
• Provided consulting services as an interest rate risk management and asset liability management SME resource to a financial institution’s internal audit department.
• Assisted large financial institution client in documenting end-to-end Comprehensive Capital Analysis & Review (CCAR) forecasting process for the FR Y-14A submission to the Federal Reserve Bank, achieving their.

• Lead Analyst for forecasting all wholesale and consumer deposit balances under all economic scenarios for the bank’s CCAR FR Y-14A submission.
• Provided end-to-end forecasting process automation, presenting forecasts to heads of business units and writing forecast portions of the capital plan narrative for submission to the Federal Reserve Bank.
• Created Commercial Real Estate and Residential Mortgage Balance panel datasets, showing balance trends for revolving and non-revolving loans… Show more Lead Analyst for forecasting all wholesale and consumer deposit.
• Created Commercial Real Estate and Residential Mortgage Balance panel datasets, showing balance trends for revolving and non-revolving loans and used to develop CCAR balance forecast models.
• Developed automated reporting tools in Visual Basic that transferred data between QRM, Excel, Essbase and PowerPoint to meet short deadline reporting times. Show less

San Francisco Bay Area

• Lead for maintaining and enhancing commercial relationship pricing and risk rating models for $30B commercial loan portfolio.
• Coordinated the development and implementation of dual risk rating methodology (e.g. PD, LGD models) into the credit origination process. Successfully completed pilot programs introducing Commercial & Industrial.
• Supported other analytics/reporting initiatives such as risk appetite performance… Show more Lead for maintaining and enhancing commercial relationship pricing and risk rating models for $30B commercial loan portfolio.
• Supported other analytics/reporting initiatives such as risk appetite performance monitoring, and various ad hoc requests to monitor credit risk profile using the Moody’s KMV Credit Edge model.
• Provided model performance reporting and socialized advanced model concepts to assist in pricing decisions for middle market and small business commercial lending products.
• Assisted in development of framework for setting Allowance for Loan and Lease Losses (ALLL); supported the development of other loan loss estimation and reserve models. Show less

San Francisco Bay Area

Produced summary reports of financial institutions with total assets as high as $22 billion which include detailed analysis of capital levels, asset quality and earnings. Monitored the liquidity of multiple financial institutions at risk of insolvency and failure.

San Francisco Bay Area

Greater San Diego Area

- Wrote industry research reports on a broad range of industries with a focus on sub-vertical industries within Healthcare- Created detailed profiles of acquisition candidates for recommendation to Private Equity clients- Conducted extensive primary and secondary research by contacting executives of acquisition targets

Greater San Diego Area

- Assisted in research of investment grade mutual funds and exchange-traded funds- Gained insight on investment strategies including application through proprietary portfolio allocation strategies - Researched and developed new target markets of high net worth individuals

Master Of Business Administration - Mba

Master Of Science (M.S.), Financial Analysis And Investment Management

Bachelor Of Arts (B.A.), Business Administration

Activities and Societies: Alpha Psi Rho Fraternity, Inc., Finance and Investments Society, Associated Students