Seth Christensen Email & Phone Number

South Jordan, Utah

Originate conventional, FHA, VA, USDA purchases and refinances for one of the fastest growing real estate technology companies in the United States.

Ogden, UT

• Started a medium sized car lot in Ogden Utah and sold over 1 million dollars in inventory in the first year.
• Established an in-house subprime finance company to finance high risk consumers.
• Ran all operations of both companies while building relationships with vehicle wholesalers and lending institutions to more effectively buy and sell inventory to consumers.

Heber City, UT

• Responsible for analyzing and improving company processes, utilization, procedures and operational efficiency.
• Collaborated with multiple project managers in various departments to improve project profitability and workflow.
• Designed reports and metrics for project managers to improve resource utilization and project completion times.
• Met with company owners weekly to discuss long term strategies and goals. Organized and presented information in weekly company meetings with owners and project managers.
• Acted as QC for the company CEO and COO to ensure documents were professional and accurate prior to distribution. Responsible for writing new company policies and procedures.

Pleasant Grove, Utah

• Originated and refinanced home loans in 12 states across the US. Expert in VA, FHA, Conventional and Rural home loans.
• Expert in credit analysis, financial statement analysis and working with underwriters on a daily basis.
• Experience building relationships with multiple wholesale companies and networking with businesses in the community to generate new business.

• Responsible for servicing and growing a $12 million dollar portfolio of 60 business clients. Worked on loans as large as $3.5 million for companies with sales over 20 million per year. Grew portfolio in first year by.
• Experience in analyzing company financials and tax returns to make lending decisions. Created future financial projections while taking into account changing market conditions.
• Met with company owners weekly to analyze operations and finances for credit decisions. Also served as a trusted advisor to many companies helping them improve their operations and financial situation.

• Directly supervised 20-25 employees for a rapidly growing technology company. Company had gross sales of $15 million when I was hired and within 12 months we were able to increase gross sales to $20 million annually.
• In charge of analyzing company operations to find ways to improve quality, efficiency and company profitability.
• Completed over 30 projects as the Project Manager utilizing the waterfall methodology. Completed 40 hours of training from a project management consultant firm who were certified with the Project Management Institute.
• Managed and worked with IT team to automated company systems and improved product turn times by more than 20%. The improved turn times helped increase customer satisfaction which fueled company growth and profitability.
• Managed our companies Quality Assurance division to ensure the company was always in compliance with regulations and guidelines.
• Drafted new policies and procedures dealing with company operations. Reviewed regulations as QA and QC prior to drafting corresponding to over 200 customers to ensure company correspondence was compliant and accurate.

• Manage all areas of the credit union including but not limited to operations, lending, training, coaching and business development
• In a company with over 30 MLO’s, was consistently one of the top five producers, averaging close to $1 million in new home loans per month
• Actively involved in business development to promote and generate new accounts and revenue for the credit union.

• Senior purchaser for one of the world’s largest privately owned robotics companies
• Collaborate with 40 electrical/mechanical engineers on purchasing/budgeting for projects
• Managed and controlled all inventory and phases of shipping and receiving for company

Bachelor Of Science, Business Management/Human Resource Management

Masters Of Business Administration, Business Administration And Management, General

Awarded my Masters Degree in Business Administration. My undergrad work was also done in business management.