Current Job: Credit Specialist - Generate financial ratios, using computer programs, to evaluate customers' financial status.- Consult with customers to resolve complaints and verify financial and credit transactions- Confer with credit association and other business representatives to exchange credit information- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money- Review individual or commercial customer files to identify and select delinquent accounts for collection- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.- Complete loan applications, including credit analysis and summaries of loan requests, and submit to loan committees
Listed skills include Credit, Credit Analysis, Loans, Banking, and 16 others.