We specialize in property & casualty insurance. By shopping numerous companies for every client, we're able to customize our solutions to address your individual needs and properly manage risk.Our brokers have a pulse on industry trends and emerging risks, staying at the forefront of new products & carriers—all to give you the best advice and coverage available.

Helping sellers list their properties to get maximum market value. Also assist buyers with analyzing and buying real estate for fair prices.

Personal & commercial insurance brokers licensed in DE, MD, PA, NJ & OH:• Responsible for business strategy and execution for independent insurance brokerage• Managed and supported five personal lines sales producers and one customer service representative• Developed business relationships with carrier reps, captive insurance agents, realtors, investors and bankers to best position the brokerage for long-term success• Grew brokerage P&C book of business to $3,791,201.58• Personally produced $1,008,735.26 in new business• Ensured brokerage was compliant with all applicable state and federal laws• Created SIG handbook, SOP’s and compiled list of best practices for brokerage

Responsible for developing business within the tristate area and expansion into new markets within the midwest Increase brand awareness via social media campaignsReport sales metrics to PresidentThorough understanding of coverage (commercial lines, workers compensation, excess/surplus and professional liability) to identify gaps in current policies and make appropriate recommendationsUnderwriting risks to determine if they fit within carrier guidelines and appetite prior to submitting for approval Research and analysis of industry trends, specific business segments, and new technologies to improve product knowledge and carrier mix

Generated $176,813 in new business premium with an adjusted loss ratio of 50.87% and 91.18% client retentionManaged and supported a team of 8 producers at the Newark officeUnderwrote personal lines (home, auto, flood, umbrella) and cross-sold complementary products to existing book of businessReported sales metrics, ROI for various lead providers, and other relevant data to agency principal Identified successful marketing campaigns and opportunities for growth and improvement within the organization

Managed large corporate leveraged loan portfolio supporting Citi's par trading desk on the NYSEReviewed legal documents (credit agreements, trade confirms, assignment & acceptance agreements, funding memos, multilateral agreements) to ensure accuracyCoordinated trade closings among custodians, fund administrators, brokers and other third parties via ClearPar platformReported trade metrics and escalated delays in settlement to trading assistants and managementManaged risk within credit facilities by matching buy/sell trades and liquidating large positionsEnsured counter parties were current and qualified lenders in a given credit facilityRequested borrower consent and affiliate letters when necessaryVerified new customers/funds had been updated accurately in the KYC database prior to settlement Identified discrepancies across various systems/software and updated information when necessary

Generated a personal best 17 pieces of new business during the week of 5/20/13 for $2.9 millionNationally licensed with the Nationwide Mortgage Licensing System (NMLS# 1035231) and held state licenses in Kentucky, Delaware, Michigan and OhioConsistently exceeded sales goals by generating a weekly average of 7 sales with an average loan size of $175,000Proficient with all Conventional, VA, and FHA mortgage products and lending guidelinesWorked closely with potential clients to select residential mortgage products that aligned with their goals and needsProficient with amortization schedules, lending/investor guidelines, overlays, ordering appraisals, etc.Responsible for taking full mortgage loan applications, presenting all benefits of the product(s) and guiding the loan through processing and closing

Identified opportunities for growth and improvement with respect to market and operational efficienciesResponded to sales calls and customer inquiries to provide excellent service to clientsTalent management; hired, trained, disciplined and promoted employeesDeveloped new business through strategic marketing campaigns, cold calling/knocking, networking and client referralsCreated, published and distributed advertisementsSet appointments for serviceManaged inventory and job scheduling Reconditioned interior and exterior of vehicles

Created files and gathered critical information related to individual claims including police reports, photographs and recordsAssessed insurance policies to determine claim coverageAscertained the nature and extent of damages Interviewed insured(s) and claimant(s) to obtain comprehensive knowledge of lossRecorded interviews and reviewed appraisals for consistency with statementsConsulted with parties directly involved in the accident including passengers, witnesses, physicians, and policeResolved liability disputes and negotiated claim settlements with attorneys and insurance carriers

Customer serviceSalesServiced vehiclesAssisted with new employee training and developmentManaged inventoryGeneral shop maintenance

Developed and maintained retirement portfoliosManaged client portfolios (stocks, bonds and annuities)Determined risk tolerances based on client age and incomePerformed research on stocks, bonds and annuitiesAssisted with marketing campaigns Managed $100,000 in stock portfolio competition