ALUE PROPOSITION► SENIOR COMPLIANCE CONSULTANT FINANCIAL SERVICES AND REAL ESTATE Driving significant results through due diligence, loss share testing, quality assurance and compliance auditingCore Competencieso Strategic & Tactical Planningo Project Managemento Risk Management o Loss Mitigationo Fraud Investigationo Problem Resolution / Troubleshootingo Cashflow Modeling SUMMARY► • Extensive experience specializing in asset management, due diligence, loss share testing, quality assurance and compliance auditing. • Proficient with BSA/AML regulatory requirements for retail banking activities, products, and services. Strong understanding of PEP, OFAC Sanctions (sanction law regulations).• Strong ability to analyze and interpret data, attention to detail, ability to process, analyze data quickly with solid written and oral communication skills.• Conduct thorough analysis and assessment of residential mortgage-backed securities. This involves evaluating the underlying mortgage loans, collateral, and associated risks.• Identify and manage risks associated with RMBS investments. Develop risk mitigation strategies and provide recommendations to clients regarding risk exposure and portfolio management.• Comprehensive due diligence reviewing loan documentation, loan performance data, and other relevant information to assess the quality and suitability of the securities.• Stay updated with relevant regulations, such as those outlined by financial regulatory bodies and rating agencies. Ensure compliance with industry standards and best practices while advising clients on regulatory requirements.• Review of Private-Label RMBS contractual agreements, collateral cash flow projections, and RMBS valuations.• Expert knowledge of rules and regulations surrounding loss mitigation default servicing and loss mitigation activity• Extensive knowledge of regulatory agencies: FDCPA, GLBA, UDAAP, FCRA and FACTA, BSA/AML/OFAC, ECOA (Reg B), TILA (Reg Z), E-Sign, SCRA, Reg M• Expert knowledge of all investor rules for, VA, FHA, FHLMC, FNMA, GSE, and Bank-owned• Skilled in critical thinking, judgement and decisioning making, active listening, problem solving and time management• Ability to prioritize several projects assignments on multiple topics while meeting tight deadlines, readily embrace change with ability to meet quotas and deadlines without compromising quality• FDIC Security Clearance (High) - 5/2023
Listed skills include Mortgage Banking, Credit Analysis, Commercial Lending, Mortgage Underwriting, and 25 others.
