Christopher Castro Email & Phone Number

Pico Rivera, CA, US

City Of Industry, California, United States

• Delivered monthly/quarterly analytical reports to key stakeholders including local regulators, the SEC, Fed, and OCC
• Automated routine reports from the Oracle database using SQL, resulting in eliminating 100% manual process
• Formulated strategic corrective measures in response to audit and compliance reviews, enhancing regulatory adherence and operational standards
• Managed daily AML compliance tasks, including thorough reviews and validations of Currency Transaction Reports and FinCEN regulations
• Conducted in-depth analyses to align database entries with report outputs, identifying discrepancies and formulating effective solutions.
• Developed and implemented cross-departmental training programs, enhancing team understanding and expertise on specific products and regulatory compliance

City Of Industry, California, United States

• Led comprehensive User Acceptance Testing (UAT) processes, including detailed sign-offs and post-implementation evaluations to guarantee absolute functionality
• Acted as a key beta tester across multiple software platforms, playing a pivotal role in refining the bank’s technological infrastructure
• Spearheaded the integration of new products across multiple systems, collaborating effectively with external vendors to ensure seamless deployments
• Managed 20+ implementation projects per year for the bank at the corporate level while overseeing teams of up to 15
• Crafted strategic system procedures using Visio to significantly reduce financial risks and prevent losses
• Directed the decommissioning of LIBOR, orchestrating the development, testing, and implementation of 300+ of new rate indexes

• Managed and serviced both syndication and trade finance loans, ensuring optimal execution and client satisfaction
• Coordinated seamlessly with internal and external partners, ensuring the accurate processing of wires and packages through meticulous communication and oversight
• Conducted detailed evaluations of complex loan transactions, ensuring each was processed accurately and in full compliance with regulatory standards

City Of Industry, California, United States

• Adjusted pricing and repayment plans according to detailed loan documentation, including All-in Rate, Margin, Index, Swaps, and re-amortization schedules, to align with financial agreements and conditions
• Conducted thorough investigations and resolved loan discrepancies arising from data entry mistakes and payment exceptions, enhancing accuracy and client trust
• Performed daily reconciliations of loans on the General Ledger, ensuring accuracy in financial reporting

La Habra, California, United States

• Managed the funding of new loans and renewals based on loan agreements, and assessed complex loan structures including multiple pricing options, seasonal limits, letters of credit, tiered commitments, prepayment.
• Audited new loan applications to confirm the inclusion of all necessary forms and documentation from borrowers
• Delivered support to commercial lending officers, underwriting, and documentation teams, facilitating efficient loan operations and effective client service

El Segundo, California, United States

• Accurately balanced and adjusted interest rates on residential, consumer, and commercial loans, managing advances, payments, and payoffs to ensure financial precision
• Reconciled daily transactions and accurately posted necessary general ledger entries across various cost centers, ensuring comprehensive financial tracking and reporting
• Supported loan officers in managing delinquent reports and addressing past due exceptions, implementing effective tickler systems to proactively identify and mitigate potential problem loans

Pico Rivera, California, United States