Business Banking Relationship Manager
Birmingham, United Kingdom
I portfolio manage 300 SME customers with a turnover between £500k & £6,500,000. I develop a thorough understanding of client’s needs and aspirations, and create a bespoke solution, both local and international, to meet clients objectives such as Trade and Invoice Finance. I ensure the risks associated with lending and cross border trade are fully reviewed and explained to the customer using HSBC’s group standards. I communicate with all levels within HSBC Commercial Banking to ensure the right service & product is delivered to meet my customer’s needs. I help customers keep up with regulatory changes in countries they trade with as well as continually reassessing their environment and impact of new technology to their business. As a relationship manager, I have a well-rounded knowledge of all commercial banking products. Analysis of financial and non-financial information to identify products and services to ensure profitability and maximise revenue. Growth of portfolio via Secured/Unsecured term lending including Enterprise Finance Guarantee, Commercial Mortgages, Switches and New Acquisitions. Rapport building, transparency and ensuring exceptional customer service is adhered to at all times.