Christopher Meierant Email & Phone Number

Chesterfield, Missouri, United States

St. Louis County, Missouri, United States

Greater St. Louis

Greater St. Louis

Greater St. Louis Area

O'Fallon, Mo

Greater St. Louis Area

Performed detailed variance analysis for month end reporting across multiple business lines and actual versusbudget analysis for allocation accounts and drivers for business support departments.Prepared and analyzed multiple lending department forecasts and budgets using driver based methodologies.Responsible for managing the annual Capital Plan process by coordinating with multiple departments to updatecorresponding sections of the Capital Plan using the Strategic Plan and forecasted financials to which waspresented to the Board of Directors and submitted to the regulatory agencies. Developed a dynamic FDIC expense-forecasting tool that any user could change multiple inputs and thequarterly FDIC expense would be calculated. This tool was used for strategic forecasting, expense allocation,and DFAST.Responsible for running and enhancing Funds Transfer Pricing process monthly with the AVP Finance. Performed ad hoc analyses such as new product line developments or competitor performance analysis.

Kansas City, Missouri Area

*Model developer and owner of the capital forecasting model that produces a five year forecast of capital ratios for the consolidated company ($18 billion in assets) and bank entity. The capital forecast model also performs ad hoc analyses, such as stock repurchases or merger and acquisitions, to see the impact to capital. Manage all assumptions in the capital forecast model by working with business leaders and their finance partners.*Review and provide feedback for the annual budget and monthly forecasting processes to ensure the capital forecast model is based on appropriate data inputs.*Researched regulatory compliance on applying risk-weight requirements to asset categories and successfully reduced risk-weighted assets by $170 million, leading to a savings of $20 million in capital.*Maintain an internal municipal bond credit scoring model to benchmark the banks municipal bond portfolio against the credit ratings of Standard and Poor's (S&P) and Moody's. The municipal bond portfolio is scored every six months to identify any trends of rating deteriorations.*Analyze and establish an annual scope to perform credit reviews on the $2 billion municipal bond portfolio using the internal scoring model. Present all credit review suggestions to the Corporate Treasurer and team, which can include selling holdings, avoiding future purchases of specific issuers, or not to take any action.*Perform quarterly credit reviews of all approved companies for corporate bond purchases. Provide recommendations to add or remove companies from the bank approved list and make suggestions on policy holding limits.*Manage the regulatory Dodd Frank Stress Testing (DFAST) project plan. Other stress testing responsibilities have included developing and maintaining forecasting models for credit losses, fee income, and fee expenses using regression based methods.

Kansas City, Missouri

•Implemented the corporate allocation process during the bank conversion from SAP to PeopleSoft. Made suggestions to Financial Planning and Analysis teams to enhance methodologies for cost allocations to the lines of business.•Worked with team lead on forecasting $120MM in annual expenses for the Operations and MIS LOB’s. •Provided monthly budget variance reporting to the OTG department managers. Produced and reviewed cost allocation methodologies of their departments to the business lines to ensure methodologies were consistent with best practices.•Designed credit card expense database used to track monthly transactional costs and verify contractual pricing with vendors. Presented data findings and expense reduction strategies to management monthly. •Formalized and maintained the quarterly Allowance for Loan Loss Model on the consumer card portfolio to estimate charge off balances. Worked with Corporate Finance to ensure proper provision expense and reserve balances were managed each month.•Oversaw monthly accruals for credit card portfolio income and expenses. This included monitoring annual rebate payouts, rewards liabilities and sales growth incentives.•Created an annual profitability report on healthcare clients used to calculate bonus payouts for the healthcare sales team.•Worked with product and sales teams to develop annual budgets and provided monthly variance reports on progress throughout the year.•Developed a deposit fee transaction analysis that discovered numerous trends from different customer segments in the retail sector. This analysis was further used in the annual budgeting process to set goals by the branch distribution network.•Worked with the HELOC product manager to produce a loan database tracking customer migration trends and future loan balances. The output was used as a managing tool for forecasting future balances and yield analysis.

Master Of Business Administration (M.B.A.), Business Administration And Management, General

Bachelor'S Degree, Finance, General