Christopher P. Email & Phone Number

• Provides exceptional access for Mercedes-Benz dealerships to deliver exceptional financing solutions for their customers.• Maintained relationships with a designated region of dealerships.• Reviewed applications for potential fraud risks.• Verified income, collateral, and credit documentation to assess the risk incurred in making a credit decision.• Evaluated credit policy to discern loan approval, and loan declines or make recommendations for exceptions to policy beyond current approval capabilities.• Evaluated decisions that involve exceptions to credit policy and warrant policy exceptions within my approval authority.

•Maintain relationships with Auto Dealers in our CUDL lending network.•Verify income, collateral and credit documentation to assess the risk incurred in making a credit decision.•Evaluate credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities.•Evaluate decisions that involve exceptions to credit policy and warrant policy exceptions within my approval authority.

Hillsboro, Oregon, United States

• Provided exceptional access for Volkswagen and Audi dealerships to deliver exceptional financing solutions for their customers.•Maintained relationships with a designated region of dealerships and manage the credit buying portfolio of my dedicated region. •Verified income, collateral and credit documentation to assess the risk incurred in making a credit decision.•Evaluated credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities.•Evaluated decisions that involve exceptions to credit policy and warrant policy exceptions within my approval authority. •Special projects include: Business Continuity Credit Fraud and High Risk High Balance Recovery Completion of Leadership Fundamentals

•Maintained relationships with Auto Dealers in our CUDL lending network. •Determined and requested appropriate documentation to assist in the underwriting process for Home Equity, Auto, Secured and Unsecured lending products. •Initiated communication with branch personnel, staff, and title partners in the assistance of generating appropriate data to assist with the loan decision process.•Verified income, collateral and credit documentation to assess the risk incurred in making a credit decision.•Evaluated credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities. •Assisted and guided sales staff in the underwriting process and CCCU credit policy.•Maintained knowledge of changing regulatory compliances.

Portland, Oregon, United States

•Conducted analysis and underwriting of US Bank Home Equity products using the ACAPS Enterprise Loan Originations Solution. •Determined and request appropriate documentation to assist in the underwriting process•Initiated communication with branch personnel, staff, clients and title partners in the assistance of generating appropriate data to assist with the loan decision process.•Verified income, collateral and credit documentation to assess the risk incurred in making a credit decision.•Evaluated credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities. •Assisted and guide sales staff in the underwriting process and US Bank credit policy.• Maintained knowledge of changing regulatory compliances.•Worked in a production environment, with highly analyzed production goals and standards.

Portland, Oregon Metropolitan Area

•Acted as a personal liaison between clients and the bank.•Deepened personal relationships with customers, while providing financial services to help customers reach their financial goals.•Prospected and acquired new business for the branch through customer referrals, point of contact marketing and outreach marketing.•Account opening, selling of financial services products. •Worked closely with company partners in other LOB’s, through US Bank’s referral process. •Assisted in complex customer service issues. •NMLS registered.

Tigard, Oregon, United States

•Was promoted to Sales and Service Associate from a Teller position.•Assist customers with servicing issues and complex client concerns. •Refer services and conveniences of products to customers. •Assist the Personal bankers with the preparation of loan documentation, product origination and research issues.•Create and discern contact lists to assist the Personal Bankers in product origination. •Contact potential clients to meet branch production goals. •Contact existing clients to maintain personal and financial relationships. •Assist out of branch partners to achieve continuity with branch staff. •Set appointments and conduct follow-ups for the bankers and their clients.