Christopher P. Email & Phone Number

• Provides exceptional access for Mercedes-Benz dealerships to deliver exceptional financing solutions for their customers.
• Maintained relationships with a designated region of dealerships.
• Reviewed applications for potential fraud risks.
• Verified income, collateral, and credit documentation to assess the risk incurred in making a credit decision.
• Evaluated credit policy to discern loan approval, and loan declines or make recommendations for exceptions to policy beyond current approval capabilities.
• Evaluated decisions that involve exceptions to credit policy and warrant policy exceptions within my approval authority.

• Maintain relationships with Auto Dealers in our CUDL lending network.
• Verify income, collateral and credit documentation to assess the risk incurred in making a credit decision.
• Evaluate credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities.
• Evaluate decisions that involve exceptions to credit policy and warrant policy exceptions within my approval authority.

Hillsboro, Oregon, United States

• Provided exceptional access for Volkswagen and Audi dealerships to deliver exceptional financing solutions for their customers.
• Maintained relationships with a designated region of dealerships and manage the credit buying portfolio of my dedicated region.
• Verified income, collateral and credit documentation to assess the risk incurred in making a credit decision.
• Evaluated credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities.
• Evaluated decisions that involve exceptions to credit policy and warrant policy exceptions within my approval authority.
• Special projects include: Business Continuity Credit Fraud and High Risk High Balance Recovery Completion of Leadership Fundamentals

• Maintained relationships with Auto Dealers in our CUDL lending network.
• Determined and requested appropriate documentation to assist in the underwriting process for Home Equity, Auto, Secured and Unsecured lending products.
• Initiated communication with branch personnel, staff, and title partners in the assistance of generating appropriate data to assist with the loan decision process.
• Verified income, collateral and credit documentation to assess the risk incurred in making a credit decision.
• Evaluated credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities.
• Assisted and guided sales staff in the underwriting process and CCCU credit policy.

Portland, Oregon, United States

• Conducted analysis and underwriting of US Bank Home Equity products using the ACAPS Enterprise Loan Originations Solution.
• Determined and request appropriate documentation to assist in the underwriting process
• Initiated communication with branch personnel, staff, clients and title partners in the assistance of generating appropriate data to assist with the loan decision process.
• Verified income, collateral and credit documentation to assess the risk incurred in making a credit decision.
• Evaluated credit policy to discern loan approval, loan declines or make recommendations for exceptions to policy beyond current approval capabilities.
• Assisted and guide sales staff in the underwriting process and US Bank credit policy.

Portland, Oregon Metropolitan Area

• Acted as a personal liaison between clients and the bank.
• Deepened personal relationships with customers, while providing financial services to help customers reach their financial goals.
• Prospected and acquired new business for the branch through customer referrals, point of contact marketing and outreach marketing.
• Account opening, selling of financial services products.
• Worked closely with company partners in other LOB’s, through US Bank’s referral process.
• Assisted in complex customer service issues.

Tigard, Oregon, United States

• Was promoted to Sales and Service Associate from a Teller position.
• Assist customers with servicing issues and complex client concerns.
• Refer services and conveniences of products to customers.
• Assist the Personal bankers with the preparation of loan documentation, product origination and research issues.
• Create and discern contact lists to assist the Personal Bankers in product origination.
• Contact potential clients to meet branch production goals.