Christopher Rubino Email & Phone Number

Buffalo, Ny, Us

Buffalo, Ny, Us

Cranbury, New Jersey, Us

Handle Credit Assignment of $150 Million in A/R for 4 Different Locations across NYS Evaluating the creditworthiness of potential customers. based on reviewing Financial Statements Creating credit scoring models for risk assessments. Approving and rejecting orders based on available data. Managing and Evaluating Gross Margin versus Risk on Potential High Risk Accounts Negotiating Terms and Conditions on Purchase Orders Ensuring all credit decisions and procedures comply with regulations. Maintaining records of all company receivables for my assignment Monitoring A/R and negotiating bad debts write-offs. Working with outside counsel when needed to enforce/file our Lien and Bond Rights Reviewing and updating the company’s credit policy within my assignment

Buffalo, New York, Us

• High-profile Credit Analyst in charge of maintaining above 95% on all receivables in two territories totaling over 800 accounts• High Profile Accounts such as all NFL and MLB Team Accounts• Develop tactics to increase new credit worthy accounts within my assigned territory as well as international accounts• Devise and implement new Standard Operating Procedures on yearly credit reports for accounts with $100K or more credit limits• Work directly with high profile accounts to ensure all orders are correct and within their credit limit• Maintain and Oversee On Account Reports Stay at or Above 90 % applied Monthly• Maintained and oversee a portfolio of over $11M in accounts monthly• Participate in community events to position the company as a leader within the community

Williamsville, New York, Us

• Reviewed Credit Applications for Credit Worthiness on a Daily Basis• Reviewed Consumer Credit Reports as well as reports such as Paynet, Duns and Bradstreet and Global Credit Services• Analyzed financial statements and pertinent information to determine creditworthiness of prospective customers.• Counseled corporate clients and high net-worth individuals with regard to their borrowing needs.